Affirm and Fexco Partner to Expand Flexible Payment Options to Cruise Lines and Travelers

Affirm, the payment network that empowers consumers and helps merchants drive growth, today announced a new partnership with Fexco Group, a leading global fintech and payments processor company, to offer flexible payment options for cruise line bookings in the U.S. and Canada.

Through this partnership, Affirm will be integrated into Fexco and available for travelers to book now and pay over time with participating travel brands.

"Affirm is an ideal payment option for our cruise line partners and their travelers given their ability to address a wide range of transactions with customizable terms,” said Brian Cleary, CEO OpenConnect, Fexco Group. "We look forward to working with Affirm to create more opportunities for people to travel, delivering memorable experiences for passengers, and even greater value for our cruise line partners.”

When selecting Affirm at checkout, approved customers will have the option to split the total cost of any booking over $50 into monthly or bi-weekly payments, for as low as 0% APR. Consumers are shown the total cost of their booking upfront, and will not pay more than they agree to at checkout as Affirm does not charge any late or hidden fees.

"More than 90% of Americans plan to travel this year, according to our recent research," said Becca Stone, VP of Strategic Partnerships, at Affirm. "We also see that consumers are increasingly prioritizing travel plans and payments that offer value and flexibility without sacrificing quality or convenience. Our partnership with Fexco will further expand Affirm’s presence in cruises and empower more travelers to take those memorable trips without being subject to junk fees or hidden charges."

Fexco’s participating cruise lines join over 279,000 Affirm merchant partners, including American Airlines, Priceline, Great Wolf Lodge, Cathay Pacific, SeatGeek, and more.

United States

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.