Affirm | Buy now, pay later with no late fees or surprises

Ride in to easy payments

Affirm gives you a smarter way to pay over time for your Peloton products. With no late fees, hidden fees, or surprises, payment is as easy as riding a bike.

Learn more about us

Step 1

Fill your cart

Shop at a Peloton store or online, then choose Affirm at checkout. Enter a few pieces of information for a real-time decision.

Step 2

Choose how to pay

Select the payment schedule that works best for you, then confirm your plan. We’ll never charge more than you see up front.

3 payment options (12 months, 24 months, or 36 months)

Step 3

Make easy monthly payments

Sign in to your account to get started. We’ll send you payment reminders via email and text. (Message and data rates may apply.)

No fees to sweat over

You’ll never pay a fee when you buy with Affirm. No late fees. No hidden fees. No surprise fees. Ever. Instead, you get a transparent way to shop that’s as simple as it sounds.

Questions we’re frequently asked

What is Affirm?

Will Affirm affect my credit score?

Does Affirm charge fees?

What does it mean to prequalify?

Need more info?

Right this way.

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