Say yes to a better workout

Welcome to a new way to pay over time. Affirm lets you shop stress‑free with no late fees and no surprises.

Here's how to buy with Affirm

Step 1

Fill your cart

Just select Affirm at checkout, then enter a few pieces of information for a real‑time decision.

Step 2

Choose how to pay

Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.

Step 3

Make easy monthly payments

Just sign in at affirm.ca. We’ll send you email and text reminders whenever a payment’s coming up. (Message and data rates may apply.)

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Curious about your credit score?

Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.

Why we’re here

Sometimes it just makes sense to buy now and pay later. But in a world of late fees, penalties, and compounding interest, it can feel like you’re stuck between two bad options: saying no to what you want, or giving in to unhealthy debt to get it.

Affirm is here to offer a better way to buy.

Learn More

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Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–30% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.