man sitting on a chair surrounded by luggage.

Pay at your own pace

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.

man sitting on a chair surrounded by luggage.
Image of hat, sunglasses and suit case on ottoman.
Travel
image of high-fi player with small white camera
Electronics
Image of green chair next to set table and gold lamp hanging from ceiling.
Home & furniture
image of hubcap on wall with stack of tires
Auto
image of dress shirt, watch, cufflinks, belt and sunglasses next to leather briefcase
Luxury
image of punching bag and bike in background
Fitness & gear
Table with wedding accessories
Wedding
image of sunglasses, bracelet, belt and bag
Accessories
image of clothes on rack, blue background
Apparel
image of three pairs of shoes, mirror in background
Shoes
People playing video games
Toys & games
image of soap dispenser and hair roller against tile
Beauty & health
Black-owned businesses
Black-owned businesses

Just choose Affirm at checkout

Walmart.com background
Walmart.com logo2
Walmart.com
Peloton E-commerce background
Peloton E-commerce logo2
Peloton E-commerce
As low as 0% APR
Amazon background
Amazon logo2
Amazon
Expedia Hotels & Vacation Packages background
Expedia Hotels & Vacation Packages logo2
Expedia Hotels & Vacation Packages
Pottery Barn background
Pottery Barn logo2
Pottery Barn
The RealReal background
The RealReal logo2
The RealReal
As low as 0% APR
Neiman Marcus background
Neiman Marcus logo2
Neiman Marcus
As low as 0% APR
Target background
Target logo2
Target
Lowe's background
Lowe's logo2
Lowe's

How to buy with Affirm

Step 1
Step 2
Step 3

Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

Get prequalifiedLearn more
This eligibility check won't affect your credit score. See footer for details.
Phone with UI

As low as 0% APR

See all featured stores
Room & Board background
Room & Board logo2
Room & Board
As low as 0% APR
Casper background
Casper logo2
Casper
As low as 0% APR
Figs background
Figs logo2
Figs
As low as 0% APR
GOAT background
GOAT logo2
GOAT
As low as 0% APR
Dyson background
Dyson logo2
Dyson
As low as 0% APR
Joybird background
Joybird logo2
Joybird
As low as 0% APR
adidas background
adidas logo2
adidas
As low as 0% APR
Abt Electronics background
Abt Electronics logo2
Abt Electronics
As low as 0% APR

Featured stores

See all featured stores
Delta Vacations background
Delta Vacations logo2
Delta Vacations
Saks Fifth Avenue background
Saks Fifth Avenue logo2
Saks Fifth Avenue
Reverb background
Reverb logo2
Reverb
Mirror background
Mirror logo2
Mirror
Expedia Hotels & Vacation Packages background
Expedia Hotels & Vacation Packages logo2
Expedia Hotels & Vacation Packages
Molekule background
Molekule logo2
Molekule
As low as 0% APR
ThredUP background
ThredUP logo2
ThredUP
Nike background
Nike logo2
Nike
As low as 0% APR

The choice is clear

Late fees? Hidden charges? Sneaky fine print? No thanks, we’ll leave those to the credit card companies. At Affirm, we like to keep it real—and that means no fees, no gotchas, and no regrets.

Get prequalifiedLearn more
This eligibility check won't affect your credit score.
Girl holding phone

Trending stores

See all featured stores
Best Buy background
Best Buy logo2
Best Buy
StockX background
StockX logo2
StockX
DJI background
DJI logo2
DJI
The RealReal background
The RealReal logo2
The RealReal
As low as 0% APR
Lull background
Lull logo2
Lull
As low as 0% APR
Tradesy background
Tradesy logo2
Tradesy
iBUYPOWER background
iBUYPOWER logo2
iBUYPOWER
Theragun background
Theragun logo2
Theragun
As low as 0% APR

Trending Stores

See all featured stores
Amazon background
Amazon logo2
Amazon
Nike background
Nike logo2
Nike
As low as 0% APR
eBay background
eBay logo2
eBay
Best Buy background
Best Buy logo2
Best Buy
Hotels.com background
Hotels.com logo2
Hotels.com
Apple background
Apple logo2
Apple
Priceline background
Priceline logo2
Priceline
The Home Depot background
The Home Depot logo2
The Home Depot

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

Apple App Store badge
Google Play badge
QR code to download app
InstagramInstagramLinkedinLinkedinTwitterTwitterPinterestPinterestFacebookFacebook
The Australian flagAustraliaThe Canadian flagCanada (En)The Canadian flagCanada (Fr)The American flagUnited States
Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Debit+ Banking Services are provided by Evolve Bank & Trust, Member FDIC, issuer of the Affirm Debit+ Visa® Debit Card pursuant to a license from Visa U.S.A. Inc. Debit+ is not available to residents of New Mexico or U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.
© Affirm, Inc. All Rights Reserved.