Pay at your own pace

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.

Just choose Affirm at checkout

Peloton E-commerce
As low as 0% APR
Purple
As low as 0% APR
adidas
As low as 0% APR
Vrbo
Williams Sonoma
As low as 0% APR
Pottery Barn
As low as 0% APR
Nordstrom
As low as 0% APR
Neiman Marcus
As low as 0% APR

Buying with Affirm is easy

STEP 1
STEP 2
STEP 3

Fill your cart

Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information for a real-time decision.

As low as 0% APR

Simply Mac
As low as 0% APR
Molekule
As low as 0% APR
Casper
As low as 0% APR
Oscar de la Renta
As low as 0% APR
Ring
As low as 0% APR
GOAT
As low as 0% APR
Dyson
As low as 0% APR
Mirror
As low as 0% APR

Featured stores

Delta Vacations
Saks Fifth Avenue
As low as 0% APR
Reverb
Joybird
As low as 0% APR
Expedia Hotels & Vacation Packages
ThredUP
Room & Board
Nike
As low as 0% APR

More transparent than your credit card

Simple interest and no fees

We charge simple interest, not compound interest. And we don’t charge fees of any kind—not even late fees. So you’ll never pay more than you expect.

Trending stores

Best Buy
As low as 0% APR
StockX
DJI
The RealReal
Poshmark
Lull
As low as 0% APR
Tradesy
iBUYPOWER
Staple or stunner?
Pay over time for the styles you've always wanted to carry. Shop designer handbags and more with Affirm.