Welcome to a new way to pay over time

Affirm lets you shop stress-free at thousands of stores, with no late fees and no surprises. Just select Affirm at checkout.

The great gift guide
Discover where you can pay over time for the things your loved ones really want.

Popular purchases

Why we’re here

Sometimes it just makes sense to buy now and pay later. But in a world of late fees, penalties, and compounding interest, it can feel like you’re stuck between two bad options: saying no to what you want, or giving in to unhealthy debt to get it.

Affirm is here to offer a better way to buy.