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It’s better in the app 

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Online, in stores, wherever you love to shop—pay over time just about anywhere with the Affirm app.

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Shop at thousands of stores

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Travel
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Electronics
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Home & furniture
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Auto
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Luxury
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Fitness & gear
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Wedding
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Accessories
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Events & Experiences
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Apparel
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Shoes
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Toys & games
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Beauty & health
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Black-owned businesses

Bestsellers at the best prices

See side-by-side price comparisons on the year’s bestselling gifts, then pay over time with Affirm.

Shop and compare
Gift giving
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Walmart.com
Big savings on gaming!
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Peloton E-commerce
Starting at 0% APR
Shop the Peloton Guide starting at $0 down and 0% APR
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Amazon
Browse today's deals!
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Expedia Hotels & Vacation Packages
Book your vacation package today and pay over time.
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Pottery Barn
Free Design Services
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The RealReal
As low as 0% APR
Sign Up and Get a $25 Site Credit!
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Sony Electronics Inc.
As Low As 0% APR
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Target
Up to 30% off Kitchen and Dining items.
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Overstock.com
As low as 0% APR
Up to 70% off 1000s of items

How to buy with Affirm

Step 1
Step 2
Step 3

Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

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This eligibility check won't affect your credit score. See footer for details.
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As low as 0% APR

See all featured stores
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Room & Board
As low as 0% APR
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Casper
As low as 0% APR
Get a complete bed set starting at $535
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Figs
4 bi-weekly interest-free payments
362K masks produced + 70K units of FIGS donated to 26 healthcare facilities
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GOAT
As low as 0% APR
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Dyson
As low as 0% APR
Back in Stock: the Dyson Airwrap multi-styler. With Re-engineered attachments for faster and easier styling.
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Joybird
As low as 0% APR
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adidas
4 bi-weekly interest-free payments
Fleece Clothing: Shop the Fall Layers Sale.
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Abt Electronics
As low as 0% APR
Free Shipping on Spruce Up Your Home.

Featured stores

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Delta Vacations
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Saks Fifth Avenue
As Low As 0% APR
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Reverb
As low as 0% APR
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Mirror
Get the lululemon Studio Mirror for $795, plus free delivery.
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Expedia Hotels & Vacation Packages
Book your vacation package today and pay over time.
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Molekule
As low as 0% APR
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P.C. Richard & Son, Inc.
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Intermix
Free shipping & returns!

The choice is clear

Late fees? Hidden charges? Sneaky fine print? No thanks, we’ll leave those to the credit card companies. At Affirm, we like to keep it real—and that means no fees, no gotchas, and no regrets.

Get prequalifiedLearn more
This eligibility check won't affect your credit score.
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Trending stores

See all featured stores
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Amazon
Browse today's deals!
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Expedia Hotels & Vacation Packages
Book your vacation package today and pay over time.
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Best Buy
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eBay
15% off Spring Parts and Accessories.
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Priceline
Up to 50% off retail on our highest rated hotels.
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The Home Depot
Shop Bedding & Bath Linens, Furniture, Mattresses & Decor
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Vrbo
Save 20% on stays in newly listed homes.
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Apple
As low as 0% APR
Save 15% off Apple refurbished products like iPad.

Pay on the go, wherever you go

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Download the Affirm app and discover a new way to pay over time almost anywhere.

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Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Debit+ Banking Services are provided by Evolve Bank & Trust, Member FDIC, issuer of the Affirm Debit+ Visa® Debit Card pursuant to a license from Visa U.S.A. Inc. Debit+ is not available to residents of U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.