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Pay at your own pace

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.

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Accessories
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Apparel
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Auto
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Beauty & health
Black-owned businesses
Black-owned businesses
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Electronics
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Fitness & gear
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Home & furniture
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Luxury
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Shoes
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Toys & games
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Travel
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Wedding

Get early access to Debit+

Use the Affirm Debit+™ card for everyday shopping. Or choose to split eligible purchases at 0% APR in the Debit+ app. Join the waitlist to save your spot in line.

Join the waitlist
4 debit+ cards

Just choose Affirm at checkout

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Walmart.com
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Peloton E-commerce
As low as 0% APR
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Amazon
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Expedia Hotels & Vacation Packages
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Pottery Barn
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The RealReal
As low as 0% APR
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Neiman Marcus
As low as 0% APR
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Target
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Lowe's
As low as 0% APR

How to buy with Affirm

Step 1
Step 2
Step 3

Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

Get prequalifiedLearn more
This eligibility check won't affect your credit score. See footer for details.
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As low as 0% APR

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Simply Mac
As low as 0% APR
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Room & Board
As low as 0% APR
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Casper
As low as 0% APR
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Figs
As low as 0% APR
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GOAT
As low as 0% APR
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Dyson
As low as 0% APR
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Joybird
As low as 0% APR
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adidas
As low as 0% APR

Featured stores

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Delta Vacations
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Saks Fifth Avenue
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Reverb
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Mirror
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Expedia Hotels & Vacation Packages
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Molekule
As low as 0% APR
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ThredUP
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Nike
As low as 0% APR

The choice is clear

Late fees? Hidden charges? Sneaky fine print? No thanks, we’ll leave those to the credit card companies. At Affirm, we like to keep it real—and that means no fees, no gotchas, and no regrets.

Get prequalifiedLearn more
This eligibility check won't affect your credit score.
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Trending stores

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Best Buy
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StockX
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DJI
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The RealReal
As low as 0% APR
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Lull
As low as 0% APR
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Tradesy
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iBUYPOWER
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Theragun
As low as 0% APR

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

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Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Debit+ Banking Services are provided by Evolve Bank & Trust, Member FDIC, issuer of the Affirm Debit+ Visa® Debit Card pursuant to a license from Visa U.S.A. Inc. Debit+ is not available to residents of New Mexico or U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.
© Affirm, Inc. All Rights Reserved.