Pay at your own pace

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.

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Get early access to Debit+

Use the Affirm Debit+™ card for everyday shopping. Or choose to split eligible purchases at 0% APR in the Debit+ app. Join the waitlist to save your spot in line.

Just choose Affirm at checkout

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Buying with Affirm is easy

Step 1
Step 2
Step 3

Fill your cart

Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information for a real-time decision.

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As low as 0% APR

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The choice is clear

Late fees? Hidden charges? Sneaky fine print? No thanks, we’ll leave those to the credit card companies. At Affirm, we like to keep it real—and that means no fees, no gotchas, and no regrets.

This eligibility check won't affect your credit score.

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