Seriously smart solutions

Affirm’s business solutions are smart. Really smart. We use powerful, dynamic technology to accelerate revenue and growth for your business. Our solutions increase customer awareness, consideration, and conversion across every channel—from e-commerce to in-store. Whatever your business, it’s our business to help you.

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The Affirm advantage

70%+

AOV
As reported by businesses

Enable upgrades, bundling, and add-ons.

20%

Repeat purchase rate

Give your customers even more reason to come back again and again.

50M

Shoppers

Acquire high-LTV customers from Affirm’s premium network.

Adaptive Checkout™ More than Pay in 4 with Affirm

When customers have smarter choices in how they pay, they’re more likely to convert. With Adaptive Checkout, predictive technology personalizes your payment options with terms proven to boost conversion, reach new customers, and grow sales. 

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Drive conversion at each stage of the customer journey

LOYALTY
Accelerate awareness

Open up your business to an influx of new customers when you tap into our high-lifetime-value, highly engaged network of 50M customers and incorporate pay-over-time messaging in your marketing. 

Accelerate consideration

Lead customers through the shopping journey with compelling tools like prequalification and dynamic price messaging, accelerating their path to purchase and encouraging bundling and upgrades.

Accelerate conversion

Harness the power of personalized terms and promotions with Adaptive Checkout—giving customers more reasons to say “yes” and helping you maximize checkouts.

SOLUTIONS FOR EVERY CHANNEL

Reach your customers wherever they shop

See why Affirm leads the industry in omnichannel presence.

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Let Affirm help you reach your goals

Get started

Explore our tailored solutions

Dining room table
Home & lifestyle
Fitness gear
Fitness & sporting goods
Clothes on rack
Fashion
Tires in auto shop
Auto
Luggage
Travel
Luxury goods
Other

Resources to help you make your decision

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Blog post

Why a pay-over-time solution is pivotal to your growth strategy

This flexible payment option is so much more than just a bonus for customers.

Read more
Blog post

Contactless retail: 4 ways to cash in on this 2020 trend

These strategies for contactless retail can help your business thrive this year.

Read more
Blog post

Affirm's split pay cuts friction, accelerates the next purchase

Our product offers a simpler experience, and shoppers can make 4 interest-free payments for their purchases.

Read more
Blog post

Switching from Klarna to Affirm drives sales surge for iSense

The switch made a big difference in the mattress company's sales volume in just one month.

Read more
Find more resources

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Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.