Home & lifestyle

Flexible payments for your customers. Lasting demand for your business. 

With flexible payment options that work for every price point, Affirm helps you convert more customers without promotions that squeeze your margins.

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Affirm is proud to partner with leading home & lifestyle brands

Room & Board

The Affirm advantage

Empower your customers to build the lives they deserve by offering more ways to pay over time.


As reported by businesses

Enable bundling and upgrades to boost average transaction size.


Repeat purchase rate

Drive demand at every price point and keep customers coming back for more.



Acquire high-LTV customers from our premium network.

Solve the endless promotion cycle

When you reframe prices as manageable payments, you can create lasting demand without needing to rely on discounting.

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Promotion is a potential ‘needle mover,’ but it is nearing its limits...as there is risk of giving away margin, resetting customers’ value expectations, and adversely affecting brand perception.”
McKinsey & Company, 2020 retail insights report

How it works

Customize your solution

Choose what works best for your business, from tailored term lengths to promotional 0% APR offers.

Minimize your risk

We help take on risk, from costly chargebacks to fraud.

Enjoy seamless transactions

We pay you up front—within 1–3 business days of purchase.

Getting started is easy

From sign-up to launch, integration with Affirm is simple—and we’re here to help. 

Affirm home goods product page
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Accelerate customer acquisition

Grow sales faster when you tap into our premium network of 12.7M+ shoppers. Open your business up to discovery by high-intent Affirm shoppers via our app, website, email marketing, social channels, and more.

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Tailored to your business needs

We offer a range of term lengths for purchases from $50–$17,500+, with omnichannel solutions for e-commerce, stores, or telesales.

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First in customer satisfaction

Our industry-leading +78 NPS (as of Dec 2019 – Jun 2020) comes from our commitment to putting customers first. Our partners see a 20% increase in annual repeat purchase rate.

Want to see Affirm in action? Explore our demo store.

Trusted by industry leaders

Tailored solutions for home & lifestyle brands


Show customers their purchasing power early on in their shopping journey.

0% APR

Offer it always or for a limited time. It’s up to you.

In-store support

Choose what works for you, including retail training and ongoing support.

Resources to help you make your decision

Blog post

As a wedding boom nears, your business can boom with it

A record year for weddings brings potential record sales in jewelry, fashion, housewares, catering, travel, and more.

Blog post

Affirm’s 'better checkout solution' drives more sales for Whisker

The pet tech company saw incremental conversion and sales gains during its test of Adaptive Checkout.

Blog post

Which buy now, pay later service is right for you: 5 questions

If you want to drive more sales by offering pay-over-time options to your customers, use these questions to guide your decision.

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