Home & lifestyle

Flexible payments for your customers. Lasting demand for your business. 

With flexible payment options that work for every price point, Affirm helps you convert more customers without promotions that squeeze your margins.

image of green chair next to table with settings

Affirm is proud to partner with leading home & lifestyle brands

Article
Burrow
Joybird
Dyson
Room & Board

The Affirm advantage

Empower your customers to build the lives they deserve by offering more ways to pay over time.

70%+

AOV
As reported by businesses

Enable bundling and upgrades to boost average transaction size.

20%

Repeat purchase rate

Drive demand at every price point and keep customers coming back for more.

50M

Shoppers

Acquire high-LTV customers from our premium network.

Solve the endless promotion cycle

When you reframe prices as manageable payments, you can create lasting demand without needing to rely on discounting.

leather & rattan living room set
rattan chair closeup
Promotion is a potential ‘needle mover,’ but it is nearing its limits...as there is risk of giving away margin, resetting customers’ value expectations, and adversely affecting brand perception.”
McKinsey & Company, 2020 retail insights report

How it works

Customize your solution

Choose what works best for your business, from tailored term lengths to promotional 0% APR offers.

Minimize your risk

We help take on risk, from costly chargebacks to fraud.

Enjoy seamless transactions

We pay you up front—within 1–3 business days of purchase.

Getting started is easy

From sign-up to launch, integration with Affirm is simple—and we’re here to help. 

Affirm home goods product page
Illustration of a laptop featuring a green screen with a graph

Accelerate customer acquisition

Grow sales faster when you tap into our premium network of 50M shoppers. Open your business up to discovery by high-intent Affirm shoppers via our app, website, email marketing, social channels, and more.

Illustration of scissors

Tailored to your business needs

We offer a range of term lengths for purchases from $50–$17,500+, with omnichannel solutions for e-commerce, stores, or telesales.

Illustration of emojis

First in customer satisfaction

Our industry-leading +78 NPS (as of Dec 2019 – Jun 2020) comes from our commitment to putting customers first. Our partners see a 20% increase in annual repeat purchase rate.

Want to see Affirm in action? Explore our demo store.

Trusted by industry leaders

When we reach back out to [customers], we always include Affirm. That way, they’ll see the option to finance and can actually get the furniture they want without having to wait—or settle for something else.
Steven Smith, Furniture Sales Manager
Coleman furniture logo
The prequalification modal is just so smooth—both the interface and the experience. It puts customers’ minds at ease right away. They know how much they have to spend, and now they can enjoy the shopping experience.
Gregg Dean, Co-founder and CEO
Layla logo

Tailored solutions for home & lifestyle brands

Prequalification

Show customers their purchasing power early on in their shopping journey.

0% APR

Offer it always or for a limited time. It’s up to you.

In-store support

Choose what works for you, including retail training and ongoing support.

Resources to help you make your decision

Blog post

As a wedding boom nears, your business can boom with it

A record year for weddings brings potential record sales in jewelry, fashion, housewares, catering, travel, and more.

Blog post

Affirm’s 'better checkout solution' drives more sales for Whisker

The pet tech company saw incremental conversion and sales gains during its test of Adaptive Checkout.

Blog post

Which buy now, pay later service is right for you: 5 questions

If you want to drive more sales by offering pay-over-time options to your customers, use these questions to guide your decision.

Share a few details and we’ll get in touch

Sustainable results with your customers at the center

Shoppers buy from brands they trust. We’re dedicated to helping you strengthen your relationships with your customers through our sustainable business model, commitment to transparency, and best-in-class user experience—from browsing to checkout to repayment. We’re here to deliver results for you—and your customers—now and for years to come.