Licenses, Notices, and Related Disclosures
See consumer state notices and disclosures, by clicking the below links.
Affirm, Inc.
Affirm, Inc. is a Delaware corporation providing financial services with its principal place of business located at 650 California Street, 12th floor, San Francisco, CA 94108.
Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
South Dakota Residents: Any improprieties in making this loan or in Affirm, Inc.’s loan practices may be referred to the South Dakota Division of Banking at 1714 Lincoln Avenue, Suite 2, Pierre, SD 57501, phone number: (605) 773-3421.
Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. AFFIRM, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
Affirm, Inc.Nationwide Multistate Licensing System (“NMLS”) Identification: NMLS ID 1883087 | ||
State | Regulatory Agency | License |
Arizona | Department of Insurance and Financial Institutions | Collection Agency License No. CA-1004429 |
California | Department of Financial Protection and Innovation | Financing Law License No. 6054768 |
Hawaii | Department of Commerce & Consumer Affairs | Out-of-state Collection Agency Exemption License No. COLAX-1098 |
Idaho | Department of Finance | Regulated Lender License No. RRL-10349 |
Illinois | Department of Financial & Professional Regulation | Collection Agency License No. 017.022331 |
Iowa | Division of Banking | Loan Company Registration No. 88893566 Nonresident Regulated Loan Company License No. NRR 2021-0019 |
Kansas | Office of the State Bank Commissioner | Consumer Credit Notification No. NOT.0026773 Supervised Lender License No. SL.0026765 |
Louisiana | Secretary of State Office of Financial Institutions | |
Maine | Department of Professional & Financial Regulation | |
Maryland | Office of the Commissioner of Financial Regulation | Collection Agency License No. 8023 |
Massachusetts | Division of Banks | Small Loan License No. SL 1883087 Third Party Servicer Registration No. LS 1883087 |
Minnesota | Department of Commerce | Collection Agency License No. 40651544 |
Montana | Division of Banking & Financial Institutions | Consumer Loan License No. 1883087 |
Nebraska | Department of Banking and Finance | Installment Loan Company License No. NE1883087-IL |
New Hampshire | Banking Department | Small Loan Lender License No. 23449-SM |
New Jersey | Department of Banking & Insurance | Consumer Lender License No. 2104670 C31 |
North Dakota | Department of Financial Institutions | Collection Agency License No. CA103525 Money Broker License No. MB103524 |
Oklahoma | Department of Consumer Credit | Supervised Lender License No. SL008676 |
Oregon | Division of Financial Regulation | Consumer Finance License No. 0498-001-C |
South Carolina | State Board of Financial Institutions Department of Consumer Affairs | Supervised Lender License No. SL-1883087 Supervised Lender License No. SLW1-1883087 Consumer Credit Grantor Notification No. CGL-153053 |
South Dakota | Division of Banking | Money Lender License No. MYL.3415 |
Utah | Department of Commerce | Collection Agency Registration No. 11431512-0131 |
Vermont | Department of Financial Regulation | Loan Solicitation License No. LSO-1883087 |
West Virginia | State Tax Department Secretary of State State Tax Department | Business Registration/Collection Agency No. 2392-8932 CSO Registration No. 498564 Notification of Consumer Credit Sales or Loans No. 2392-8932 |
Wisconsin | Department of Financial Institutions | Consumer Act Registration |
Affirm Loan Services, LLC
Affirm Loan Services, LLC is a Delaware limited liability company providing financial services with its principal place of business located at 650 California Street, 12th floor, San Francisco, CA 94108.
Loans originated directly by Affirm Loan Services, LLC are made pursuant to state law and may not be available in all states. Loans may be originated by other lending partners through Affirm.
For loans originated by Affirm Loan Services, LLC, eligible applicants may choose to borrow $50.00 and up to $3,000.00 in some instances with select merchants for repayment in four or fewer installments and will not pay any fees or any interest for loans. Payment options may depend on loan amount. Affirm’s Pay in 4 payment option is 0% APR. Iowa residents, see below disclosure.
California Residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
Iowa Residents: Affirm Loan Services, LLC will originate unsecured closed-end installment loans up to $17,500, with 0-36% interest, subject to loan amount and eligibility.
New Mexico Residents: TO REPORT A PROBLEM WITH THIS LENDER, YOU MAY WRITE OR CALL Affirm Customer Care by mail at 30 Isabella Street, Floor 4, Pittsburgh, PA 15212, by email to help@affirm.com, or toll-free at (855) 423-3729. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/ . See Affirm's full Loan Rates and Fees disclosure. The following brochure also contains important consumer information: New Mexico Consumer Information Brochure.
Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
South Dakota Residents: Any improprieties in making this loan or in Affirm, Inc.’s loan practices may be referred to the South Dakota Division of Banking at 1714 Lincoln Avenue, Suite 2, Pierre, SD 57501, phone number: (605) 773-3421.
Affirm Loan Services, LLCNationwide Multistate Licensing System (“NMLS”) Identification: NMLS ID 1479506 | ||
State | Regulatory Agency | License |
California | Department of Financial Protection and Innovation | Financing Law License No. 60DBO-111681 |
Delaware | Office of the State Bank Commissioner | Licensed Lender License No. 029659 |
Georgia | Department of Banking and Finance | Installment Lender License No. 1479506 |
Idaho | Department of Finance | Regulated Lender License No. RRL-9576 |
Iowa | Division of Banking | |
Louisiana | Office of Financial Institutions | Licensed Lender License No. 1479506 |
Maine | Department of Professional & Financial Regulation | Loan Servicer Registration No. SVR15373 |
Missouri | Division of Finance | |
Montana | Division of Banking & Financial Institutions | Consumer Loan License No. 1479506 |
Nevada | Financial Institutions Division | |
New Mexico | Financial Institutions Division | Small Loan Company License New Mexico Consumer information Brochure |
North Dakota | Department of Financial Institutions | Money Broker License No. MB103072 |
Oklahoma | Department of Consumer Credit | Consumer Credit Notification No. 86483 |
Rhode Island | Division of Banking | Lender License No. 20204063LL |
South Carolina | Department of Consumer Affairs | Consumer Credit Grantor Notification No. CGL-151954 |
South Dakota | Division of Banking | Money Lender License No. MYL.3454 |
Utah | Department of Financial Institutions | |
West Virginia | State Tax Department | Business Registration No. 2333-2839 Notification of Consumer Credit Sales or Loans No. 2333-2839 |
Wisconsin | Department of Financial Institutions | Consumer Act Registration |
Affirm Payments, LLC
Affirm Payments, LLC is a Delaware limited liability company and licensed money transmitter, with its principal place of business located at 650 California Street, 12th floor, San Francisco, CA 94108.
For Alaska Residents Only:
If your issue is unresolved by Affirm Payments, LLC (855) 423-3729, please submit formal complaints with the State of Alaska, Division of Banking & Securities.
Please download the form here: https://www.commerce.alaska.gov/web/portals/3/pub/DBSGeneralComplaintFormupdated.pdf
Submit formal complaint form with supporting documents:
Division of Banking & Securities, PO Box 110807 Juneau, AK, 99811-0807
If you are an Alaska resident with questions regarding formal complaints, please email us at dbs.licensing@alaska.gov or call Nine Zero Seven Four Six Five Two Five Two One.
Arizona Residents: Arizona residents may contact the Arizona Department of Insurance and Financial Institutions with questions or complaints about Affirm Payments, LLC at 100 N 15th Ave, STE 261, Phoenix AZ 85007-263 or toll-free by phone (800) 352-8431.
Colorado Residents:
CUSTOMER NOTICE Entities other than FDIC insured financial institutions that conduct money transmission activities in Colorado, including the sale of money orders, transfer of funds, and other instruments for the payment of money or credit, are required to be licensed by the Colorado Division of Banking pursuant to the Money Transmitters Act, Title 11, Article 110, Colorado Revised Statutes. If you have a question or problem with your transaction or the money you sent, you must contact the money transmitter who processed your transaction for assistance. The Division of Banking doesn’t have access to this info.
If you’re a Colorado resident and have a complaint about the money transmitter, the company that sent your money, all complaints must be submitted in writing:
Fill out the complaint form provided on the Colorado Division of Banking website.
Return the complaint form with supporting documents by mail or email: Colorado Division Banking 1560 Broadway, Suite 975 Denver, CO 80202 Email: DORA_BankingWebsite@state.co.us; Website: banking.colorado.gov/industry/money-transmitters
Section 11-110-120, CRS requires that money transmitters and money order companies post this notice in a conspicuous, well-lighted location visible to customers.
Please see the link below and click on M07 Customer Notice under the Forms section for more information:
https://banking.colorado.gov/industry/money-transmitters
Florida Residents: Florida residents may contact the Florida Office of Financial Regulation with questions or complaints about Affirm Payments, LLC at 200 E. Gaines Street, Tallahassee, FL 32399-0376, by phone: (850) 487-9687, or by visiting their website at www.flofr.gov.
Illinois Residents: If you have complaints or other concerns with respect to any aspect of the money transmission activities conducted by Affirm Payments, LLC, you may contact the Illinois Department of Financial and Professional Regulation toll free at (800) 473-4858.
Maryland Residents: The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Affirm Payments, LLC, License Number 2311440, at 1100 N. Eutaw Street, Suite 611, Baltimore, Maryland 21201 and by phone at (410) 230-6077.
Nevada Residents: For questions or complaints regarding the money transmission services of Affirm Payments, LLC, customers may contact the Nevada Financial Institutions Division by phone at (702) 486-4120.
North Dakota Residents: For questions or complaints regarding the money transmission services of Affirm Payments, LLC, customers may contact the North Dakota Department of Financial Institutions by phone at (701) 328-9933.
Tennessee Residents: For questions or complaints regarding the money transmission services of Affirm Payments, LLC, customers may contact the Tennessee Department of Financial Institutions by phone at (800) 778-4215.
Texas Residents: If you have a complaint, first contact the consumer assistance division of Affirm Payments, LLC at (855) 423-3729. If you still have an unresolved complaint regarding the company's money transmission activity, please direct your complaint to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, (877) 276-5554 (toll free), www.dob.texas.gov.
Washington Residents: You should be aware that fraud may and does occur, and that fraudulent transactions may result in the loss of your money with no recourse.
Affirm Payments, LLCNationwide Multistate Licensing System (“NMLS”) Identification: NMLS ID 2311440 | ||
State | Regulatory Agency | License |
Alabama | Securities Commission | Money Transmission License No. 896 |
Alaska | Division of Banking & Securities | Money Transmitter License No. AKMT-016390 |
Arizona | Department of Insurance and Financial Institutions | Money Transmitter License No. MT-1041458 |
Arkansas | Securities Department | Money Transmitter License No. 128773 |
Colorado | Division of Banking | Money Transmitter License No. 500312 |
Connecticut | Department of Banking | Money Transmitter License No. MT-2311440 |
Delaware | Office of the State Bank Commissioner | Check Seller, Money Transmitter License No. 038766 |
District of Columbia | Department of Insurance, Securities and Banking | Money Transmitter License No. MTR2311440 |
Florida | Office of Financial Regulation | Money Transmitter License No. FT230000421 |
Georgia | Department of Banking and Finance | Money Transmitter License No. 2311440 |
Idaho | Department of Finance | Money Transmitter License No. MTL - 334 |
Illinois | Department of Financial & Professional Regulation | Money Transmitter License No. MT.0000452 |
Iowa | Division of Banking | Money Services License No. 2022-0104 |
Kansas | Office of the State Bank Commissioner | Money Transmitter License No. MT.0000236 |
Kentucky | Department of Financial Institutions | Money Transmitter License No. SC789141 |
Louisiana | Office of Financial Institutions | Sale of Checks and Money Transmitters License |
Maine | Department of Professional & Financial Regulation | Money Transmitter License |
Maryland | Office of the Commissioner of Financial Regulation | Money Transmitter License No. 2311440 |
Michigan | Department of Insurance and Financial Services | Money Transmitter License No. MT0024597 |
Minnesota | Department of Commerce | Money Transmitter License No. MN-MT-2311440 |
Mississippi | Department of Banking and Consumer Finance | Money Transmitter License No. MT/2311440 |
Missouri | Division of Finance | Sale of Checks and Money Transmitter License No. MO-24-9174 |
Nebraska | Department of Banking and Finance | Money Transmitter License |
Nevada | Financial Institutions Division | Money Transmitter License No. MT11186 |
New Hampshire | Banking Department | Money Transmitter License No. 24952-MT |
New Jersey | Department of Banking & Insurance | Money Transmitter License No. 2205421 |
New Mexico | Financial Institutions Division | Money Transmitter License |
North Carolina | Office of the Commissioner of Banks | Money Transmitter License No. 214132 |
North Dakota | Department of Financial Institutions | Money Transmitter License No. MT104064 |
Ohio | Division of Financial Institutions | Money Transmitter License No. OHMT-241 |
Oklahoma | State Banking Department | |
Oregon | Division of Financial Regulation | Money Transmitter License |
Pennsylvania | Department of Banking and Securities | Money Transmitter License No. 101843 |
Rhode Island | Division of Banking | Currency Transmitter License No. 20234610CT |
South Carolina | Money Services Division | Money Transmitter License |
South Dakota | Division of Banking | Money Transmitter License No. 2311440.MT |
Tennessee | Department of Financial Institutions | Money Transmitter License No. 2311440 |
Texas | Department of Banking | Money Transmitter License No. 3529 |
Vermont | Department of Financial Regulation | Money Transmitter License No. MT-2311440 |
Virginia | Bureau of Financial Institutions | Money Order Seller and Money Transmitter License No. MO-460 |
Washington | Department of Financial Institutions | Money Transmitter License No. 550-MT-148378 |
West Virginia | Division of Financial Institutions | Money Transmitter License No. WVMT-2311440 |
Wisconsin | Department of Financial Institutions | Seller of Checks License No. 224-SOC |
Wyoming | Division of Banking | Money Transmitter License No. MT-7320 |
