Licenses, Notices, and Related Disclosures

Affirm, Inc. is a Delaware corporation and Affirm Loan Services, LLC is a Delaware limited liability company, both with principal place of businesses located at 650 California Street., 12th floor, San Francisco, CA 94108. 

Loans originated directly by Affirm Loan Services, LLC are made pursuant to state law and may not be available in all states.  Loans may be originated by other lending partners through Affirm.

For loans originated by Affirm Loan Services, LLC, eligible applicants may choose to borrow $50.00 and up to $3,000.00 in some instances with select merchants for repayment in four or fewer installments and will not pay any fees or any interest for loans. Payment options may depend on loan amount. Affirm’s Pay in 4 payment option is 0% APR.

California Residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

Iowa Residents: Affirm Loan Services, LLC will originate unsecured closed-end installment loans up to $17,500, with 0-30% interest, subject to loan amount and eligibility.

New Mexico Residents: TO REPORT A PROBLEM WITH THIS LENDER, YOU MAY WRITE OR CALL: Affirm Customer Care, help@affirm.com or (855) 914-3141. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/ . See Affirm's full Loan Rates and Fees disclosure. The following brochure also contains important consumer information: New Mexico Consumer Information Brochure.

Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

South Dakota Residents: Any improprieties in making this loan or in Affirm, Inc. or Affirm Loan Services, LLC’s loan practices may be referred to the South Dakota Division of Banking at 1601 N. Harrison Avenue, Suite 1, Pierre, South Dakota 57501, phone number: (605) 773-3421.

Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. AFFIRM, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

Nationwide Multistate Licensing System (“NMLS”) Identification:

Affirm, Inc. - NMLS ID 1883087

Affirm Loan Services, LLC - NMLS ID 1479506

Affirm, Inc.:

Arizona 

Collection Agency License No. CA-1004429

California

Financing Law License No. 6054768 

Hawaii

Out-of-state Collection Agency Exemption License No. COLAX-1098 

Idaho

Regulated Lender License No. RRL-10349

Illinois

Collection Agency License No. 017.022331

Iowa

Master Loan Company Registration No. 88893566

Nonresident Regulated Loan Company License No. 2021-0019

Kansas 

Consumer Credit Notification No. NOT.0026773

Supervised Lender License No. SL.0026765

Louisiana

Collection Agency License No. 44019188I

Licensed Lender License No. 1883087

Massachusetts

Small Loan License SL 1883087

Third Party Servicer Registration LS 1883087

Maryland 

Collection Agency License No. 8023

Maine

Loan Servicer Registration No. SVR14926

Minnesota 

Collection Agency License No. 40651544

Montana

Consumer Loan License No. 1883087

North Dakota

Collection Agency License No. CA103525

Money Broker License No. MB103524

Nebraska

Installment Loan Company License No. NE1883087-IL

New Hampshire

Small Loan Lender License No. 23449-SM

New Jersey 

Consumer Lender License No. 2104670 C31

Oklahoma

Supervised Lender License No. SL008676

Oregon

Consumer Finance License No. 0498-001-C

South Carolina 

Supervised Lender License No. SL-1883087

Supervised Lender License No. SLW1-1883087

Consumer Credit Grantor Notification No. CGL-153053

South Carolina Consumer Pamphlet 

South Dakota

Money Lender License No. MYL.3415

Utah

Collection Agency Registration No. 11431512-0131

Vermont 

Loan Solicitation License No. LSO-1883087

Wisconsin

Consumer Act Registration

West Virginia 

Business Registration/Collection Agency No. 2392-8932

CSO Registration No. 498564

Notification of Consumer Credit Sales or Loans No. 2392-8932

Affirm Loan Services, LLC: 

California

Financing Law License No. 60DBO-111681

Delaware

Licensed Lender License No. 029659

Georgia

Installment Lender License No. 1479506

Idaho 

Regulated Lender License No. RRL-9576

Iowa

Nonresident Regulated Loan Company License No. 2016-0064

Kansas

Supervised Lender License No. SL-0026621

Louisiana

Licensed Lender License No. 1479506

Maine

Loan Servicer Registration No. SVR15373 

Montana

Consumer Loan License No. 1479506

New Mexico

Small Loan Company License No. 02113

New Mexico Consumer information Brochure 

New Mexico Loan Rates and Fees disclosure

Nevada

Installment Loan License No. IL11103 

Installment Loan License No. IL11104

North Dakota

Money Broker License No. MB103072

Oklahoma

Supervised Lender License No. SL008344

Rhode Island

Lender License No. 20204063LL

South Carolina

Consumer Credit Grantor Notification No. CGL-151954 

South Dakota

Money Lender License No. MYL.3454

Utah

Consumer Credit Registration 

Wisconsin

Consumer Act Registration

West Virginia

Business Registration No. 2333-2839

Notification of Consumer Credit Sales or Loans No. 2333-2839