Conversion accelerators

Maximize conversion with smarter payment options

Adaptive Checkout™ delivers personalized payment options that are tailored to each purchase—including flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 36 months. Attract even more customers by pairing installments with 0% promotions.

Woman looking at Affirm on her phone
The checkout that converts

Adaptive Checkout™

Adaptive Checkout is more than pay-in-4 with Affirm—Adaptive Checkout provides the flexibility your customers crave while boosting your business. Our powerful technology dynamically offers the most relevant payment options to your shoppers, which means smarter choices for them and more conversions for you. 

Attract more customers

Expand your customer base with smarter payment options for more shoppers and cart sizes.

Offer smarter payment options

You can offer 4 interest-free payments every 2 weeks and longer installments up to 36 months and set special rates across your catalog.

Grow your business

Adaptive Checkout offers the most relevant payment options at every price point, resulting in an increase in sales and conversion.

Let customers pay-in-4 with Affirm and so much more

Dynamic messaging

Our technology translates price into flexible payment terms, so your customers know exactly what they’ll pay and when.

Frictionless sign-up

Signing up is easy! Shoppers enter just 4 simple pieces of info to see their options.

Personalized payment options

Our decision engine serves users the most relevant payment options in one clear view, so they can choose what works for them.

Targeted promotions

Amplify the benefit of installments with targeted promotions

Apply targeted promotions across your entire inventory or on select products, year-round or campaign-based, to pull customers through to conversion—without discounting.

Unlock 0% APR

Offer interest-free payments to drive incremental sales.

Extend terms

Make big-ticket purchases more budget-friendly with lower monthly payments and terms up to 36 months.

Expand customer approvals

Approve even more customers to broaden your reach and attract new, high-intent shoppers.

Let Affirm help you reach your goals

Resources to help you make your decision

Blog post

Affirm's split pay cuts friction, accelerates the next purchase

Our product offers a simpler experience, and shoppers can make 4 interest-free payments for their purchases.

Blog post

To help shoppers convert, make checkout a breeze

Nowhere is it more important to get your digital experience right than at checkout.

Blog post

Affirm to power Shopify's Shop Pay Installments in the U.S.

Our partnership with Shopify will help many more merchants offer their customers more payment choice and flexibility.

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