Conversion accelerators

Maximize conversion with tailored payment options and targeted promotions

Our Adaptive Checkout technology delivers payment options that are tailored to each purchase—whether that means split pay, installments, or both. Take it a step further with interest-free terms or deeper approvals.

Adaptive Checkout

Personalized payment options powered by Adaptive Checkout

Starting with a simple application, our powerful technology evaluates over 150 data signals to present the optimal payment option for every shopper, unlocking more approvals.


As reported by businesses

Bring more price points within reach.


Repeat purchase rate

Build a loyal customer base and increase lifetime value with convenient and transparent payment terms.

Offer split pay, installments, or both

Your business deserves more than a one-size-fits-all solution—and so do your customers. 

Targeted promotions

Amplify the benefit of installments with targeted promotions

Apply targeted promotions across your entire inventory or on select products, year-round or campaign-based, to pull customers through to conversion—without discounting.

Unlock 0% APR

Offer interest-free payments to drive incremental sales.

Extend terms

Make big-ticket purchases more budget-friendly with lower monthly payments and terms up to 36 months.

Expand customer approvals

Approve even more customers to broaden your reach and attract new, high-intent shoppers.

Let Affirm help you reach your goals

Resources to help you make your decision

Blog post

Affirm's split pay cuts friction, accelerates the next purchase

Our product offers a simpler experience, and shoppers can make 4 interest-free payments for their purchases.

Blog post

To help shoppers convert, make checkout a breeze

Nowhere is it more important to get your digital experience right than at checkout.

Blog post

Affirm to power Shopify's Shop Pay Installments in the U.S.

Our partnership with Shopify will help many more merchants offer their customers more payment choice and flexibility.

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