Here’s how to buy with Affirm
Fill your cart
Choose from thousands of sites and stores. Just select Affirm at checkout, then enter a few pieces of information for a real‑time decision.
Choose how to pay
Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.
Make easy monthly payments
Just download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders whenever a payment’s coming up.
Curious about your credit score?
Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.