Here’s how to buy with Affirm

Step 1

Fill your cart

Choose from thousands of sites and stores. Just select Affirm at checkout, then enter a few pieces of information for a real‑time decision.

Step 2

Choose how to pay

Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.

Step 3

Make easy monthly payments

Just download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders whenever a payment’s coming up.

Curious about your credit score?

Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.

Ready to start shopping?