How to pay

Take Affirm just about everywhere

You can find Affirm online, in-store, and in your wallet. We make it super simple to pay over time at all your favorite places.

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How to use Affirm

How payment plans work


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Pay in 4

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Monthly installments

Purchase amount


May differ by store


May differ by store

Number of payments



Payment duration

Every 2 weeks


Payment at checkout

Down payment may be required

Down payment may be required







Credit impact to apply?



Credit impact with a loan?

May impact if delinquent

May impact if loan is accepted or delinquent 

Options depend on your purchase amount and may vary by merchant.

Here's what you might pay



  • 1 payment every 2 weeks
    4 interest-free payments
    Total cost: $500.00
  • 6 monthly payments
    Total interest at 15% APR: $22.10
    Total cost: $522.10
  • 12 monthly payments
    Total interest at 15% APR: $41.55
    Total cost: $541.55

For illustrative purposes only. See footer for details

How to make a purchase

Pay just about anywhere

Look for the Affirm logo at checkout. Didn’t see it? You can request a one-time-use virtual card in the Affirm app or learn how the Affirm Card™ works.

Apply and choose your payment plan

Pick the payment option that works for you—from 4 interest-free payments every 2 weeks to monthly installments.

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

Get started with Affirm

Questions? We’re here to help

Visit the help center