Affirm Apple Pay 6z offer page hero section background with pink and blue gradient background.

Get 0% APR this holiday season

See if you qualify for a 0% APR plan when you make your first $100–$750 purchase with Affirm on Apple Pay online and in stores. Ends 12/31 or while supplies last. Subject to eligibility. See footer for details. iOS 26 or later required to use Affirm in your Apple Wallet.

See how it works

Hand holding iPhone showing Affirm Apple Pay payment interface with Pay Later option for flexible payment plans at millions of places, ready to tap near card reader

Pay over time wherever you go with Affirm on Apple Pay

How to add Affirm to your Apple Wallet

Available on your iPhone with iOS 26 or later.

1. Open Apple Wallet on your iPhone and tap the Add (+) button. 2. Select Pay Later Options and choose Affirm. 3. Follow the steps to finish the setup.

How to use in stores

Available on your iPhone with iOS 26 or later. 1. When shopping in-store, double-click the side button of your iPhone and select Affirm. 2. Tap the payment option selector and choose your plan. 3. Hold your iPhone near the reader to pay securely using Face ID, Touch ID, or your passcode.

How to use online or in apps

Available on your iPhone or iPad with iOS 18 or later.

1. When shopping online or in apps, tap the Apple Pay button at checkout. 2. Go to Other Cards & Pay Later Options to select Affirm. 3. Follow the steps to see your available options and choose one that works best for you. 4. Complete your purchase securely with Face ID, Touch ID, or your passcode.

Costco

Best Buy

Nike

Lowe's

SHEIN

Ticketmaster

Airbnb

Louis Vuitton

Gucci

Macy's

United Airlines

Nordstrom

DICK'S Sporting Goods

Sephora

lululemon

Southwest Airlines

Apple

Merchants A - B

Academy Sports + Outdoors

Ace Hardware

adidas

Airbnb

Allbirds

American Eagle

Anker

Ann's Fabulous Finds

Anthropologie

Apple

Arc'teryx

Aritzia

Article

ASICS

Audeze

Autmow

Avocado

B&H Photo

BBQGuys

Bearaby

Bellroy

Best Buy

Bombas

Bonobos

Bose

Braun

Merchants C - D

Castlery

Champs

Chewy

Coach Outlet

Cocofloss

Costco

Crate and Barrel

David Yurman

Delta Air Lines

Dermalogica

DHgate

DICK'S Sporting Goods

DoMyOwnPestControl.com

DSW

Dyson

Merchants E - G

EcoFlow Tech

Eight Sleep

Estee Lauder

Etsy

Eufy

Everlane

Express

FARFETCH

Fashionphile

Finish Line

Foot Locker

GameStop

Gap

Guardian Bikes

Merchants H - L

Hanna Andersson

Hodinkee

Hoka

Holabird Sports

IKEA.com

Instacart

J. Crew

JAXXON

L.L. Bean

Le Labo Fragrances

The LEGO

Levi's

LovelySkin.com

Lowe's

lululemon

Lyft

Merchants M - N

Mack Weldon

Macy's

Made In Cookware

Mejuri

Mercari

Madewell

Molekule

Morphe

Moscot

Nespresso

New Balance Running

Nike

Nintendo

NOBULL

Nordstrom

Nordstrom Rack

Merchants O - Q

O'Neill

Office Depot

OtterBox

Patagonia

Patrick Ta Beauty LLC

J. Crew

Playstation

PopSockets

The Pro's Closet, Inc.

Publix

Pureology

Purple

Quince

Merchants R - S

Ray-Ban

RealTruck

REI

Revolve Clothing

Road Runner Sports

roborock

The Rolling Stones Official Store

Rothy's

Saks Fifth Avenue

Saks OFF 5TH

Sephora

Seraphine

SHEIN

Shutterfly

Six Flags

Sonos

Southwest Airlines

Starbucks

StubHub

Sur La Table

Swarovski

Merchants T - V

TCGplayer

Theory

Theragun

Ticketmaster

TickPick

TOMS Shoes

TPS GARAGE LLC

TruTech Tools

Tumi

Ulta

Uniqlo

United Airlines

Vans

Merchants W - Z

Warby Parker

Whirlpool

Williams Sonoma

Wilson Sporting Goods

YETI Coolers

Zales

Zara

For a limited time, eligible first time Apple Pay users on Affirm get 0% APR on a 6 month plan for a purchase between $100-$750 until 12/31/2025 or while supplies last at select merchants. You must be at least 18 years old (19 years old if you are a ward of the state in Nebraska) and a resident of the United States. Offer is only available in the United States. The discount will automatically be applied to your shopping cart at checkout. Payment with Affirm on Apple Pay is required to get the discount. This offer is not redeemable for cash or credit and is non-transferable. Affirm reserves the right to cancel or modify these terms or terminate eligibility at any time with or without prior notice.

Rates from 0-36% APR. For example, a $300 purchase might cost $27.08/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere , and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.

Loans not offered by Apple. Affirm on Apple Pay is only available online and in-app, on an iPhone or iPad. Software requirements apply. May not be available for all types of purchases, such as subscriptions and recurring transactions. To ensure you have all features of this product, update your device to the latest software version. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

For transactions processed using Apple Pay, Affirm Card holders will use their Affirm Card, all others will use a one-time use virtual card. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more.

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