Download Affirm app: buy now pay later app

A better way to shop and pay

Welcome to the Affirm app—where you can get special deals and discounts, discover new brands, and see how much you’re prequalified to spend!

Image of person looking at their smartphone with colorful shelves in the background

Payments curated to you

When it comes to choosing your payment plan, you set the pace.

animation of a smart phone with blue background

Clear payment schedules

You can see exactly how much you’ll owe from day one to day done.

Seriously special perks

Tap into savings, deals, and rates as low as 0% APR. See details below.

A smarter savings account

It’s free—and we never charge fees. Get started with just a penny. See details below.

Animation of a smartphone with savings plan

240K App Store reviews

Buying with Affirm is easy

Step 1

Step 2

Step 3

Fill your cart

Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information for a real-time decision.

Get prequalified Learn more

This eligibility check won't affect your credit score. See footer for details.

Image of a phone screen with purchase items

Download the app

Rates are between 0–36% APR, and a down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Debit+ Banking Services are provided by Evolve Bank & Trust, Member FDIC, issuer of the Affirm Debit+ Visa® Debit Card pursuant to a license from Visa U.S.A. Inc. Debit+ is not available to residents of New Mexico or U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.