A better way to shop and pay

Welcome to the Affirm app—where you can get special deals and discounts, discover new brands, and see how much you’re prequalified to spend!

Image of person looking at their smartphone with colorful shelves in the background

Payments curated to you

When it comes to choosing your payment plan, you set the pace.

Clear payment schedules

You can see exactly how much you’ll owe from day one to day done.

Seriously special perks

Tap into savings, deals, and rates as low as 0% APR. See details below.

240K App Store reviews

Purchasing made easy from the quick approval to automatic monthly payments! Great app to track payments and balances!

– Jennifer

Easy to search, shop, and manage your payments all in one app.

– Rudy

Easy to use and before you shop they tell you what you are pre-approved to spend. Would use again and again!

– Dale

Buying with Affirm is easy

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Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

Get your purchasing power Learn more

Two smartphones displaying the Affirm app interface. One screen shows a virtual Affirm card with available spending balance, while the other displays a shopping dashboard with a search bar, recent store visits, and a promotional banner. The background is a solid yellow color.

Download the app

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.