Download Affirm app: buy now pay later app

A better way to shop and pay

Welcome to the Affirm app—where you can get special deals and discounts, discover new brands, and see how much you’re prequalified to spend!

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Payments curated to you

When it comes to choosing your payment plan, you set the pace.

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Clear payment schedules

You can see exactly how much you’ll owe from day one to day done.

Seriously special perks

Tap into savings, deals, and rates as low as 0% APR. See details below.

A smarter savings account

It’s free—and we never charge fees. Get started with just a penny. See details below.

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240K App Store reviews

Buying with Affirm is easy

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Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

Get prequalified Learn more

This eligibility check won't affect your credit score. See footer for details.

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Download the app

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Debit+ Banking Services are provided by Evolve Bank & Trust, Member FDIC, issuer of the Affirm Debit+ Visa® Debit Card pursuant to a license from Visa U.S.A. Inc. Debit+ is not available to residents of U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.