Life on your terms
With Affirm, you can buy now and pay later at your favorite brands. We never charge hidden fees or compound interest. Just take us wherever you want to shop for the best way to pay for the things you need.
Use Affirm almost anywhere
You can find us at checkout or create a one-time-use virtual card. Plus, sign up for your Affirm Card™ to take Affirm everywhere you go.
Get flexible payment plans
Know exactly how much you can spend and choose the payment plan that fits your budget.
Never pay hidden fees again
You’ll never pay late fees. Or annual fees. Or hey-it’s-a-random-day-in-April fees.
Okay, so how do we make money?
We earn a commission from businesses, and shoppers pay interest on some items.
Unlike credit card companies though, we don't depend on shoppers paying late or staying in debt. Instead, we try to give them a great experience so they come back and use Affirm again.
Reasons you’ll love Affirm
Shop interest-free
Take your purchase home right away and split the payments over time—with no interest.
Get exclusive deals
Get limited-time promotions from your favorite brands, like discounts on your purchase and really great rates.
We use simple interest
If there’s interest on your purchase, it’s simple interest and not compound interest. This matters because the amount never changes and never grows—unlike compound interest that increases over the length of your loan.
Ready to start shopping?
Need more info?
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