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Tap into plans at millions of places

Pay your way with Affirm on Apple Pay—in stores, online, or in apps. Choose a plan and pay right from your iPhone. Subject to eligibility. See footer for details.

See how it works
Hand holding iPhone showing Affirm Apple Pay payment interface with Pay Later option for flexible payment plans at millions of places, ready to tap near card reader
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More places

Just look for the contactless symbol in person or the Apple Pay button online and in apps.

Calendar icon representing flexible payment plans with Affirm Apple Pay
More flexibility

Discover interest-free plans with payments every 2 weeks, or longer terms with lower monthly payments from Affirm.

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More transparency

Enjoy predictable payments with no fees, no growing interest, and no surprises, ever.

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More confidence

Apple Pay uses the built-in security features of iPhone and iPad—so only you can authorize payments.

How to add Affirm to your Apple Wallet

Available on your iPhone with iOS 26 or later.

1. Open Apple Wallet on your iPhone and tap the Add (+) button. 2. Select Pay Later Options and choose Affirm. 3. Follow the steps to finish the setup.

How to use in stores

Available on your iPhone with iOS 26 or later. 1. When shopping in-store, double-click the side button of your iPhone and select Affirm. 2. Tap the payment option selector and choose your plan. 3. Hold your iPhone near the reader to pay securely using Face ID, Touch ID, or your passcode.

How to use online or in apps

Available on your iPhone or iPad with iOS 18 or later.

1. When shopping online or in apps, tap the Apple Pay button at checkout. 2. Go to Other Cards & Pay Later Options to select Affirm. 3. Follow the steps to see your available options and choose one that works best for you. 4. Complete your purchase securely with Face ID, Touch ID, or your passcode.

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See where to pay with Affirm on Apple Pay

You’ve got endless possibilities online, in apps, and in stores—all from the convenience of your iPhone or iPad.

Discover places to shop
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Rates from 0-36% APR. For example, a $300 purchase might cost $27.08/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.

Loans not offered by Apple. Affirm on Apple Pay is available in-store on iPhone, online and in-app on an iPhone or iPad. Software requirements apply. May not be available for all types of purchases, such as subscriptions and recurring transactions. Apple Pay features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. Additional terms may apply. For more eligibility and feature details, see https://support.apple.com/120477. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

For transactions processed using Apple Pay, Affirm Card holders will use their Affirm Card, all others will use a one-time use virtual card. The Affirm Card™ is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The one-time-use Affirm virtual card is issued by Cross River Bank, Member FDIC.