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Pay with Affirm, in-store or online, just about anywhere

With a virtual card, you can pay over time at more stores than you think. (Even if you don’t see them here on our site.) See footer for details.

Woman holding phone
Phone showing store options

Download or open the Affirm app

Search for your store.

Phone showing how to search for your store

Create a virtual card

Don’t see it? Tap “Pay with a one-time use virtual card.”

Phone showing how to apply

Apply for a virtual card

Enter your approximate purchase amount for an immediate decision.

Phone showing virtual wallet

Add it to your digital wallet

Keep it handy for one-time use within 24 hours—in-store or online. See footer for terms.

Affirm card

Complete your purchase

Enter your virtual card number at checkout, just like you would any other card.

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Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.