Pay with Affirm, in-store or online, just about anywhere
With a virtual card, you can pay over time at more stores than you think. (Even if you don’t see them here on our site.) See footer for details.
How to create a virtual card
You can use it online or in-store. (Insert happy dance here.)
Download or open the Affirm app
Search for your store.
Create a virtual card
Don’t see it? Tap “Pay with a one-time use virtual card.”
Apply for a virtual card
Enter your approximate purchase amount for an immediate decision.
Add it to your digital wallet
Keep it handy for one-time use within 24 hours—in-store or online. See footer for terms.
Complete your purchase
Enter your virtual card number at checkout, just like you would any other card.
More of a desktop shopper?
Create a virtual card using our browser extension instead.
Questions? We’re here to help.
How does the virtual card work?
How does Affirm affect my credit?
No fees, no gotchas, no regrets
We'll leave those to the other guys. When you pay over time with Affirm, what you see is what you pay.
