Buy now, pay later at West Elm

Freshen up your home with modern furniture, decor, and more from West Elm. Pay over time when you use Affirm for your home makeover and never pay any hidden fees. See footer for details.

Image of a modern office chair and couch set
West Elm & Affirm

How to use financing with Affirm at West Elm

1. Shop at West Elm

When you’re ready to check out at West Elm, just select Affirm as your payment method. Enter a few pieces of information and get a real-time decision.

2. Choose how to pay at West Elm

Select the payment schedule that works for you. 

3. Make simple and easy payments

Download the Affirm app or sign in at to set up AutoPay or easily make payments for your West Elm purchase.

For illustrative purposes only. See footer for details.

Why it’s smarter to shop West Elm with Affirm

When you shop at West Elm with Affirm, you’ll never pay more than what you see up front. Unlike most credit cards, we charge simple interest, not compound interest. Plus, there are no late fees, hidden fees, or just because fees.