Buy now, pay later at Wayfair

Makeover your space with Wayfair. Shop furniture, home decor, and more at Wayfair and pay over time with Affirm and no hidden fees—ever. See footer for details.

image of an end table with coffee and flower vase with a chair and plant on either side
Affirm & Wayfair

How to use financing with Affirm at Wayfair

1. Shop at Wayfair

When you’re ready to check out at Wayfair, just select Affirm as your payment method. Enter a few pieces of information and get a real-time decision.

2. Choose how to pay at Wayfair

Select the payment plan that works for you.

3. Make simple and easy payments

Download the Affirm app or sign in at to set up AutoPay or easily make payments for your Wayfair purchase.

For illustrative purposes only. See footer for details.

Why it’s smarter to shop Wayfair with Affirm

When you shop at Wayfair with Affirm, you’ll never pay more than what you see up front. Unlike most credit cards, we charge simple interest, not compound interest. Plus, there are no late fees, hidden fees, or just because fees.