How to Use Afffrm at Walmart in 2025 | Flexible Payment Options

Use Affirm to pay over time at Walmart

With an Affirm Card, you can get flexible payment plans for your Walmart purchases—in-store and online.

Shop at Walmart Get the Affirm Card

Fewer restrictions

Pay over time for groceries, personal care items, and more.

Lower minimums

Get a payment plan for purchases as low as $35.

Better plan options

Find interest-free plans when you shop in the Affirm app.

How to use Affirm at Walmart

Shop in-store

Request a plan in the Affirm app and bring your physical Affirm Card with you to the register.

Shop online

Visit the Affirm app or Affirm.com to request a plan, then enter your Affirm Card details at checkout.

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Questions? We’re here to help

How do I use my Affirm Card at Walmart?

How do I pay with Affirm at Walmart if I don’t have an Affirm Card?

Can I use Affirm in-store at Walmart?

How do I access interest-free and longer term plans to use at Walmart?

Wait—I can pay over time for groceries at Walmart now?

What other items are eligible to purchase with Affirm at Walmart?

How do I return my items?

Does this impact my existing Walmart plans?

Visit the Help Center

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.