Buy now, pay later at Walmart

Shop everything you need at Walmart—from household essentials to outdoor furniture and everything in between–and pay over time with Affirm. See footer for details.

image of a long line of blue shopping carts with a yellow background
Affirm & Walmart

How to use Affirm on

1. Shop at Walmart

When you’re ready to check out at Walmart, just select Affirm as your payment method. Enter a few pieces of information and get a real-time decision.

2. Choose how to pay at Walmart

Select the payment plan that works for you.

3. Make simple and easy payments

Download the Affirm app or sign in at to set up AutoPay or easily make payments for your Walmart purchase.

For illustrative purposes only. See footer for details.

Why it’s smarter to shop Walmart with Affirm

When you shop at Walmart with Affirm, you’ll never pay more than what you see up front. Unlike most credit cards, we charge simple interest, not compound interest. Plus, there are no late fees, hidden fees, or just because fees.