Buy now, pay later at Kay Jewelers

Stock up on the sparkle at Kay Jewelers. Shop gifts for you or for someone special and pay over time with Affirm. Never pay any hidden fees. See footer for details.

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Affirm & Kay Jewelers

How to use Affirm at Kay

1. Shop at Kay

When you’re ready to check out at Kay, just select Affirm as your payment method. Enter a few pieces of information and get a real-time decision.

2. Choose how to pay at Kay

Select the payment plan that works for you.

3. Make simple and easy payments

Download the Affirm app or sign in at to set up AutoPay or easily make payments for your Kay purchase.

For illustrative purposes only. See footer for details.

Why it’s smarter to shop Kay with Affirm

When you shop at Kay with Affirm, you’ll never pay more than what you see up front. Unlike most credit cards, we charge simple interest, not compound interest. Plus, there are no late fees, hidden fees, or just because fees.