Plan for surprises, pay without them

The holidays have enough excitement. Check off everything you need on your ‘nice’ list here, then pay with transparent plans from Affirm and no late fees.

QR code to download the Affirm app, labeled "Go to the app".

Check off the most gifts here

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Walmart background
Walmart logo2
Walmart
Best Buy background
Best Buy logo2
Best Buy
eBay background
eBay logo2
eBay
Sam's Club background
Sam's Club logo2
Sam's Club
As low as 0% APR
Macy's background
Macy's logo2
Macy's
Temu background
Temu logo2
Temu
4 bi-weekly interest-free payments
Costco background
Costco logo2
Costco
Lowe's Home Improvement background
Lowe's Home Improvement logo2
Lowe's Home Improvement
Bass Pro Shops background
Bass Pro Shops logo2
Bass Pro Shops
DICK'S Sporting Goods background
DICK'S Sporting Goods logo2
DICK'S Sporting Goods
Target background
Target logo2
Target
The Home Depot background
The Home Depot logo2
The Home Depot
As low as 0% APR
Ace Hardware background
Ace Hardware logo2
Ace Hardware
SHEIN background
SHEIN logo2
SHEIN

Upgrade their 2027

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Samsung background
Samsung logo2
Samsung
Best Buy background
Best Buy logo2
Best Buy
Newegg background
Newegg logo2
Newegg
B&H Photo background
B&H Photo logo2
B&H Photo
Free Standard Shipping
Dyson background
Dyson logo2
Dyson
Meta background
Meta logo2
Meta
Staples background
Staples logo2
Staples
Whisker (Litter Robot) background
Whisker (Litter Robot) logo2
Whisker (Litter Robot)
As low as 0% APR
LG Electronics background
LG Electronics logo2
LG Electronics
Crutchfield background
Crutchfield logo2
Crutchfield
Sony Electronics Inc. background
Sony Electronics Inc. logo2
Sony Electronics Inc.
As low as 0% APR
Sonos background
Sonos logo2
Sonos
SharkNinja background
SharkNinja logo2
SharkNinja
As low as 0% APR
Oura Ring background
Oura Ring logo2
Oura Ring
As low as 0% APR
Abt Electronics background
Abt Electronics logo2
Abt Electronics
As low as 0% APR
eBay background
eBay logo2
eBay
Dell background
Dell logo2
Dell

Gifts that dash through the snow

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Nike background
Nike logo2
Nike
SHEIN background
SHEIN logo2
SHEIN
lululemon background
lululemon logo2
lululemon
As low as 0% APR
JD Sports background
JD Sports logo2
JD Sports
Temu background
Temu logo2
Temu
4 bi-weekly interest-free payments
Finish Line background
Finish Line logo2
Finish Line
adidas background
adidas logo2
adidas
New Balance Running background
New Balance Running logo2
New Balance Running
Donated $1 million+ of footwear to frontline workers
AliExpress background
AliExpress logo2
AliExpress
Skechers background
Skechers logo2
Skechers
Under Armour background
Under Armour logo2
Under Armour
Puma background
Puma logo2
Puma

Styles for everyone on your list

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Macy's background
Macy's logo2
Macy's
Neiman Marcus background
Neiman Marcus logo2
Neiman Marcus
As low as 0% APR
Bloomingdale's background
Bloomingdale's logo2
Bloomingdale's
As low as 0% APR
Nordstrom Rack background
Nordstrom Rack logo2
Nordstrom Rack
Coach Outlet background
Coach Outlet logo2
Coach Outlet
Saks Fifth Avenue background
Saks Fifth Avenue logo2
Saks Fifth Avenue
As low as 0% APR
American Eagle background
American Eagle logo2
American Eagle
As low as 0% APR
Marc Jacobs background
Marc Jacobs logo2
Marc Jacobs
Bergdorf Goodman background
Bergdorf Goodman logo2
Bergdorf Goodman
As low as 0% APR
MADEWELL background
MADEWELL logo2
MADEWELL
Michael Kors background
Michael Kors logo2
Michael Kors
Kate Spade background
Kate Spade logo2
Kate Spade
Nike background
Nike logo2
Nike
lululemon background
lululemon logo2
lululemon
As low as 0% APR
Tory Burch background
Tory Burch logo2
Tory Burch

Make their year

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Jomashop background
Jomashop logo2
Jomashop
Rolex Sale Event | In Stock & Ready to Ship
Coach background
Coach logo2
Coach
David Yurman background
David Yurman logo2
David Yurman
Tory Burch background
Tory Burch logo2
Tory Burch
Brilliant Earth background
Brilliant Earth logo2
Brilliant Earth
Michael Kors background
Michael Kors logo2
Michael Kors
FARFETCH background
FARFETCH logo2
FARFETCH
Kate Spade Outlet background
Kate Spade Outlet logo2
Kate Spade Outlet
Pandora background
Pandora logo2
Pandora
Swarovski background
Swarovski logo2
Swarovski
Gorjana background
Gorjana logo2
Gorjana
As Low As 0% APR
BaubleBar background
BaubleBar logo2
BaubleBar
Free Shipping on Orders of $75 or more
Coach Outlet background
Coach Outlet logo2
Coach Outlet
Kate Spade background
Kate Spade logo2
Kate Spade

Gifts the whole home can enjoy

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Wayfair background
Wayfair logo2
Wayfair
As low as 0% APR
Lowe's Home Improvement background
Lowe's Home Improvement logo2
Lowe's Home Improvement
Sam's Club background
Sam's Club logo2
Sam's Club
As low as 0% APR
NECTAR Sleep background
NECTAR Sleep logo2
NECTAR Sleep
As low as 0% APR
Ace Hardware background
Ace Hardware logo2
Ace Hardware
DreamCloud Sleep background
DreamCloud Sleep logo2
DreamCloud Sleep
As low as 0% APR
Save up to 60% on Mattresses
Dyson background
Dyson logo2
Dyson
LG Electronics background
LG Electronics logo2
LG Electronics
Crate and Barrel background
Crate and Barrel logo2
Crate and Barrel
As low as 0% APR
CB2 background
CB2 logo2
CB2
Blinds.com background
Blinds.com logo2
Blinds.com
IKEA.com background
IKEA.com logo2
IKEA.com
SharkNinja background
SharkNinja logo2
SharkNinja
As low as 0% APR
Siena Sleep background
Siena Sleep logo2
Siena Sleep
As low as 0% APR
Up to 60% off Mattresses! Starting at $179!
Herman Miller background
Herman Miller logo2
Herman Miller
As low as 0% APR
Awara Sleep background
Awara Sleep logo2
Awara Sleep
As low as 0% APR
Best Buy background
Best Buy logo2
Best Buy
The Home Depot background
The Home Depot logo2
The Home Depot
As low as 0% APR
Z Gallerie background
Z Gallerie logo2
Z Gallerie
Caraway Home background
Caraway Home logo2
Caraway Home

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR.

Options depend on your purchase amount and may vary by merchant. A down payment may be required. For example, at a purchase price of $400 you could pay a down payment of $80, followed by 12 monthly payments of $28.88 at 15% APR or 4 interest-free payments of $100 every 2 weeks. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use.

The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more. The Affirm Card is not available to residents of U.S. territories.

The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, or Celtic Bank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.