Optty - Affirm Tech Partner Directory

About Optty

Optty is a global payments infrastructure platform for PSPs, gateways, acquirers and orchestrators that provides immediate access to 135+ payment partners in 140 countries and 120 currencies via a single integration.

Optty empowers partners to provide payment innovation at scale for their merchants, enabling them to add local payment methods across nine payment types; BNPL, digital wallets, credit/debit, gift cards/virtual cards, crypto, pay with points, open banking, P2P and payouts as well as additional services in ESG, Fraud Prevention and Tokenization.

Optty's simplified API integration, requires no further development for any payment methods to be enabled, saving thousands of development hours for partners and merchants alike. Providing a 3 level hierarchy structure for partners out-of-the-box allows transparency and control across the integration for merchants with key features of reporting, onboarding, transaction monitoring and customisable checkout widgets all available for partners and merchants to create a superior experience for their consumers.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders . Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses .