What you see is what you pay

When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.

image of a yellow chair surrounded by various objects

How to buy with Affirm

Step 1

Fill your cart

Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.

Step 2

Choose how to pay

Select the payment schedule that works for you, then confirm your loan. We’ll never charge more than you see up front.

Step 3

Make easy monthly payments

Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders so you never miss a payment.

Here's what you might pay

Choose the plan that works best for you.

$500.00

$100$5000
  1. 3 monthly payments
    Total interest: $12.82
    $170.94
    Total cost: $512.82
  2. 6 monthly payments
    Total interest: $22.24
    $87.04
    Total cost: $522.24
  3. 12 monthly payments
    Total interest: $41.81
    $45.15
    Total cost: $541.80

Based on 15% APR. For illustrative purposes only.
See footer for details

Based on 15% APR. For illustrative purposes only. See footer for details 

Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners. Options depend on your purchase amount, up to $17,500, and a down payment may be required.

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Questions? We’re here to help

Will Affirm affect my credit score?
Does Affirm charge interest and fees?
What does it mean to prequalify?
What if I don’t see Affirm at checkout?

Need more info?

We’ve got you.

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.