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Meet the Affirm Card™

Your flexible everyday card with no card fees. Request to pay over time in the Affirm app, then swipe. Application and approval are subject to eligibility.

Start using your Affirm Card

  • Open the Affirm app and tap Card

    See an estimate of how much you can spend over time, request a plan, and track your purchases. See footer for details.

    See how much you can spend over time,

  • Request a plan and pick your monthly payment

    Select where you’re shopping and how much you want to spend to see flexible plans.

    Affirm card programs

  • Pay online or swipe your card at millions of places

    Use it like your other cards online or swipe your Affirm Card in person to pay over time anywhere Visa is accepted.

    Affirm card programs in stores

  • Link your bank account for the best features

    Your Affirm Card is a flexible debit card.
    Pay in full for everyday purchases or split eligible purchases into a payment plan up to 24 hours later.

    Affirm ways to pay
Affirm cards on a blue background

Questions? We’re here to help

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Download Affirm app

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR.

Options depend on your purchase amount and may vary by merchant. A down payment may be required. For example, at a purchase price of $400 you could pay a down payment of $80, followed by 12 monthly payments of $28.88 at 15% APR or 4 interest-free payments of $100 every 2 weeks. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use.

The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

Annual Percentage Yield is effective as of September 18, 2026 and may change at any time before or after account opening. No minimum balance is required to open an account or receive the advertised APY.

The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more. The Affirm Card is not available to residents of U.S. territories.

The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, or Celtic Bank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.