One new card. Two ways to pay.

Pay up front, or choose to split eligible purchases into 4 payments in the app—interest-free. Introducing the Affirm Debit+™ card. Now available to select shoppers.

See if Debit+ is ready for you

We’ve started rolling out the Debit+ card, but it’s not available to everyone yet. See more below.

Fit big purchases into your budget

Debit+ works just like an everyday debit card—and lets you choose to split eligible purchases over $100 into 4 interest-free payments in the app.

Split before or after you buy

Sometimes you want control, sometimes you want flexibility. Now you can choose to pay in installments for eligible purchases either before or after your purchase.

Shop with it almost anywhere

In-store or online, pay with Debit+ wherever Visa is accepted.

Fees from Affirm? Never.

Overdraft fees

Sign-up fees

Annual fees

Late fees

Applying won’t impact your credit

Debit+ is a true debit card. So applying won’t ding your credit score.

See if Debit+ is ready for you

We’ve started rolling out the Debit+ card, but it’s not available to everyone yet. See more below.

Works with how you bank

Debit+ links up with your existing bank account, and funds will be withdrawn from there after you make a purchase. Simple as that.

Puts you in control

The Affirm Debit+ app gives you a single destination where you can easily manage, split, and view purchases.

When can I get Debit+?

We’re slowly rolling out Debit+, starting with loyal Affirm users. We’ll let you know when you can get your card. Until then, keep doing your thing and stay on top of your payments in the Affirm app.

Start shopping

FAQ

This all sounds great. Are there minimum eligibility requirements?

How do I split a payment?

What transaction limits apply to my Debit+ card?

Are there any limits to what I can split?

Wait, is it really interest-free?

Where does my split limit come from?

How do I split a payment before my purchase?

Why do my Debit+ charges not show up immediately in my checking account?

Can I pay off a purchase early?

Can I use Debit+ abroad?

Can I use this card at ATMs?

Are there overdraft fees?

How do I add my virtual card to my wallet?

Where is my physical card?

How do I activate my card?

How do I link Debit+ to my bank account?

Where can I get help?

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Affirm Pay-in-4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Debit+ Banking Services are provided by Evolve Bank & Trust, Member FDIC, issuer of the Affirm Debit+ Visa® Debit Card pursuant to a license from Visa U.S.A. Inc. Debit+ is not available to residents of New Mexico or U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.