Checkout is simple at any store that accepts Affirm. Just enter a few pieces of information for a real-time decision.
Know upfront exactly what you'll owe, with no hidden costs and no surprises.
Affirm connects directly to online stores. There’s no card number to steal, so your account stays secure.
Pick a loan that fits your budget. You’ll make real progress every month, and at the end of your loan, you’re free and clear.
After checkout, stores can process and ship your order immediately. We'll keep in touch and remind you of any upcoming payments. Pay however you'd like – debit card, bank transfer or personal check.
Make monthly payments at a rate between 10–30% APR based on your credit. What you see is what you'll pay—never a penny more.
“I had been saving up for some time to buy new bedroom furniture. Buying with Affirm and paying over the next few months, I was able to free up some cash and it let me breathe for a moment.”
We have a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however we can.
Any United States resident 18 years or older (19 years old in Alabama or if you’re a ward of the state in Nebraska) is eligible to use Affirm.
Select Affirm as your payment method while checking out online with any Affirm merchant partner. Just follow the easy sign up steps while you check out.
Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps us verify and protect your identity.
You can pay your Affirm bills online at www.affirm.com/pay. We accept payment by debit card, bank transfer and check.