The buy now, pay later solution that delivers

Affirm gives your customers a better way to pay over time, with no fees or surprises. From 0% APR offers to flexible payment plans, we offer a wide variety of payment solutions to expand your customer base and increase average order value.

Tap into a valuable, two-sided network of merchants and customers
of customers would’ve delayed or not purchased without Affirm
lift in average order values
fewer abandoned carts than any other BNPL

Trusted by leading businesses

Give your consumer the Affirm advantage 

Our payment solutions increase consideration

When shoppers discover they have a smarter choice in how they pay at checkout, they’ll be more likely to convert.

Plans on their terms

Foundational technology for sustainable growth

Our Adaptive Checkout™ technology delivers personalized payment options that are tailored to each purchase—including flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 36 months. 

Convenience drives conversion 

Give your customers flexibility and boost your business

Our high-LTV customers give you the Affirm advantage—see a 20% repeat purchase rate and 60%+ AOV.

Payments made simple 

Seamlessly settle every transaction  

We make it easy for your consumers to make payments and manage their account with the Affirm app—and we pay you upfront and in full. We send the funds to your bank account via ACH transfer within 1–3 business days of each transaction.

Visit the demo store and discover how your business and Affirm can work together to create a seamless experience that empowers your customerss

Image of an online furniture store
Image of a couple exercising at home using a Peloton bicycle

Don’t just take our word for it

“We were worried that 0% APR financing would cannibalize our credit card sales. But that hasn’t been the case, and we’re selling bikes to customers that might never have otherwise purchased.”

Ready to try the buy now, pay later solution that delivers?

Simple and easy integration 

Discover how it works with your existing e-commerce platform and Payment Service Providers—and give your customers more payment flexibility. 

Our partnership network boasts: 

  • More integration options than most other BNPL providers 

  • A range of ways to integrate, from low-effort solutions to full integrations

Available on these platforms and more

Explore integrations

FAQs to get you started