Buy now, pay later for your business—but smarter

Affirm gives your customers a smarter way to pay with no hidden fees or surprises. With Affirm, you can offer flexible payment plans to expand your customer base and increase average order value. And we’ll be here to help along the way.

The Affirm advantage



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Repeat purchase rate

Give your customers even more reason to come back again and again.



Acquire high-LTV customers from Affirm’s premium network.

As reported by PayBright and PayBright by Affirm merchants as of 2021

Fast-track your revenue goals with a tailored program

Capture sales when you show your customers the right offer, at the right time, in the right place. Purchases from $50–$25,000 come with a range of term length options.

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Accelerate customer acquisition

When you tap into our premium network of 1M+ shoppers, you can open your business up to discovery by high-intent shoppers through our website, email marketing, social channels, and more.

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Keep your customers coming back

Offering the convenience of Affirm’s flexible payments gives your business an edge, increasing customer satisfaction and retention.

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Amplify your results with Affirm's revenue accelerators

Longer terms

Make big-ticket purchases more budget-friendly.

0% APR

Offer it always or for a limited time.


Show customers their purchasing power early on.


Offer flexible payments everywhere your customers shop.

Let Affirm help you reach your goals

How it works

Customize your solution

Choose what works best for your business, with monthly payments tailored with longer terms and the option of 0% APR.

Minimize your risk

We help take on risk, from costly chargebacks to fraud.

Enjoy seamless transactions

We pay you up front—within 1–3 business days of purchase.

Getting started is easy

From sign-up to launch, integration with Affirm is simple—and we’re here to help.

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Customer satisfaction is our bread and butter

We are committed to putting customers first. From no late fees to flexible payment plans to complete transparency, our goal is to give your customers a convenient way to say yes to the things they love—without giving up financial peace of mind.

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