Flexible payments that help shoppers say yes
No matter your industry, Affirm’s tailored programs remove price as a barrier, turning browsers into buyers, increasing average order value, and expanding your customer base.
When you partner with Affirm, you're in good company
The Affirm advantage
AOVAs reported by businesses
Enable upgrades, bundling, and add-ons.
Repeat purchase rate
Give your customers even more reason to come back again and again.
Shoppers
Acquire high-LTV customers from Affirm’s premium network.
Fast-track your revenue goals with a tailored program
Capture every possible sale when you show your customers the right offer, at the right time, in the right place. Purchases from $50–$17,500+ come with a range of term length options and full omnichannel solutions across e-commerce, stores, and telesales.
Accelerate customer acquisition
When you tap into our premium network of 6.2M+ shoppers, you can open your business up to discovery by high-intent shoppers through our app, website, email marketing, social channels, and more.
Keep your customers coming back
Offering the convenience of Affirm’s flexible payments gives your business an edge, increasing customer satisfaction and retention. Our partners see a 20% annual repeat purchase rate.
Amplify your results with Affirm’s revenue accelerators
Adaptive Checkout
Accommodate every price point, from split payments to terms up to 36 months.
Longer terms (18, 24, or 36 months)
Make big-ticket purchases more budget-friendly.
0% APR
Offer it always or for a limited time.
Prequalification
Show customers their purchasing power early on.
Omnichannel
Offer flexible payments everywhere your customers shop.
A simple integration. A better way to pay.
No matter what platform your business runs on, getting started with Affirm is easy—and can take as little as an hour.






How it works
Customize your solution
Choose what works best for your business, whether it’s monthly payments tailored with longer terms and the option of 0% APR, or split pay on a fixed, interest-free schedule.
Minimize your risk
We help take on risk, from costly chargebacks to fraud.
Enjoy seamless transactions
We pay you up front—within 1–3 business days of purchase.
Getting started is easy
From sign-up to launch, integration with Affirm is simple—and we’re here to help.
No matter your industry, Affirm has a tailored solution for you

First in customer satisfaction
Our industry-leading +78 NPS (as of Dec 2019 – Jun 2020) comes from our commitment to putting customers first. From no late fees to flexible payment plans to complete transparency, our goal is to give your customers a convenient way to say yes to the things they love—without giving up financial peace of mind.
Trusted by industry leaders
Let Affirm help you reach your goals
Resources to help you make your decision
Blog post
Affirm's split pay cuts friction, accelerates the next purchase
Our product offers a simpler experience, and shoppers can make 4 interest-free payments for their purchases.
Case study
How Paul Evans uses Affirm as a powerful marketing tool
Giving customers the option to pay over time works better for Paul Evans than discount promotions.
Blog post
What's hot in fashion: health, comfort, and safety
The patterns present new opportunities for your marketing as you prepare for the busiest shopping season of the year.
Blog post
Affirm app tailors shopping experience to convert more customers
Shoppers love the new experience. It can result in new and repeat customers for your business.