Buy now, pay later for your business—but smarter

Affirm gives your customers a smarter way to pay. With no hidden fees or surprises—unlike those other pay over time guys. With Affirm, you can offer flexible payment plans to expand your customer base and increase average order value. And we’ll be here to help along the way.

Don’t just take our word for it

The Affirm advantage

+85%

AOV
As reported by businesses

Enable upgrades, bundling, and add-ons.

20%

Repeat purchase rate

Give your customers even more reason to come back again and again.

12.7M+

Shoppers

Acquire high-LTV customers from Affirm’s premium network.

Fast-track your revenue goals with a tailored program

Capture every possible sale when you show your customers the right offer, at the right time, in the right place. Purchases from $50–$17,500+ come with a range of term length options and full omnichannel solutions across e-commerce, stores, and telesales.

two women looking at ipads

Accelerate customer acquisition

When you tap into our premium network of 12.7M+ shoppers, you can open your business up to discovery by high-intent shoppers through our app, website, email marketing, social channels, and more.

two people with shopping bags

Keep your customers coming back

Offering the convenience of Affirm’s flexible payments gives your business an edge, increasing customer satisfaction and retention. Our partners see a 20% annual repeat purchase rate.

person with phone

Want to see Affirm in action? Explore our demo store.

Amplify your results with Affirm’s revenue accelerators

Longer terms

Make big-ticket purchases more budget-friendly.

0% APR

Offer it always or for a limited time.

Prequalification

Show customers their purchasing power early on.

Omnichannel

Offer flexible payments everywhere your customers shop.

A simple integration. A better way to pay.

No matter what platform your business runs on, getting started with Affirm is easy—and we're here to help.

Available on these platforms and more
Shopify
WooCommerce
Salesforce E-Commerce
Stripe
BigCommerce
Wix

How it works

Customize your solution

Choose what works best for your business, whether it’s monthly payments tailored with longer terms and the option of 0% APR, or split pay on a fixed, interest-free schedule.

Minimize your risk

We help take on risk, from costly chargebacks to fraud.

Enjoy seamless transactions

We pay you up front—within 1–3 business days of purchase.

Getting started is easy

From sign-up to launch, integration with Affirm is simple—and we’re here to help. 

Illustration of stars, heart and thumbs up

First in customer satisfaction

Our industry-leading +78 NPS (as of Dec 2019 – Jun 2020) comes from our commitment to putting customers first. From no late fees to flexible payment plans to complete transparency, our goal is to give your customers a convenient way to say yes to the things they love—without giving up financial peace of mind.

Trusted by industry leaders

Resources to help you make your decision

Blog post

The solution that helps grow e-commerce sites of every size

Adding this checkout option for shoppers at small and midsize business sites can boost conversion and more.

Blog post

Affirm and Bugaboo make strollers attainable for more parents

"The zero-interest promotions with Affirm are really reducing friction."

Blog post

Which buy now, pay later service is right for you: 5 questions

If you want to drive more sales by offering pay-over-time options to your customers, use these questions to guide your decision.

Share a few details and we’ll get in touch