Affirm

Under $2M total online sales

For Small Businesses

Just fill out a few pieces of information about your business to get started. We approve in near real time! Learn more

Over $2M total online sales

For Enterprise

Let’s talk about how Affirm fits with your business. Just fill out a quick form and we’ll be in touch shortly.

Great for Shoppers, Great for Business

Affirm gives your customers more spending power—by enabling them to buy what they want today and pay over time. Our partners see an AOV lift of 75% on average.

75% Average order value lift

Generate Higher AOV

With Affirm on your site, more people buy, and they buy more. In A/B tests with a sample of our partners, revenue per visitor increased by 10% or more.

10%+ Increase in revenue per visitor

Grow Revenue per Visitor

Affirm reduces sticker shock and puts your items within the reach of more consumers. In 3rd party A/B tests with a sample of our partners, conversion increased by up to 20%.

20% Conversion lift

Increase Conversion

Affirm is transparent, easy to use, and optimized for mobile—and our customers love it. We boast a Net Promoter Score of +82.

+82 Net Promoter Score

Deliver a Better Experience

How Affirm Works

Affirm integrates seamlessly into your website and checkout flow to drive conversion, AOV, and revenue. See how much your customers will pay.

1

Your customer sees the option to pay over time with Affirm while shopping.

2

They select Affirm as their payment method at checkout, then fill out a few fields for a real-time decision.

3

They choose the payment plan that fits their budget.

4

You process their order, Affirm settles the full amount with you, and your customer pays Affirm over time.

Features

Mobile-First

Affirm is built on a lightning-fast mobile-first UI that seamlessly integrates with your checkout flow. Your customers provide just a few pieces of basic information for a real-time decision.

Greater Control

Customize your financing offers by product, product category, cart size, or promotion. To drive incremental volume, offer 0% APR financing—on a promotional or permanent basis.

No Chargebacks

We settle with you upon order confirmation and take on the repayment and buyer fraud risk—so you can focus on your core business.

Expanded Reach

Our advanced underwriting looks beyond FICO scores, and is designed to reach those overlooked by the traditional credit system.

Customers Love Affirm

“It's simple, efficient, and effortless! It's a great system to help pay for purchases in low monthly payments.”

– Alyssa, Tradesy customer

“Great experience. Unbelievably easy to use. Excellent service.”

– Rosemary, eero customer

“Practical and convenient service. Sure beats the credit card.”

– Yorgos, TouchofModern customer

“It was so easy to apply and get an answer within a minute.”

– Jane, The RealReal customer

“Quick and straightforward approval process, no unnecessarily long forms to fill in, and friendly reminders on due dates through text and email.”

– Aaron, Jomashop customer

“It was SO easy to apply! Everything was well defined and easy to understand.”

– Marc, Casper customer

“I'm new to Affirm but they made the process so easy, and now I have a beautiful piece of furniture that I can make payments on.”

– Renee, Cymax customer

“The process was easy. It helped with a large purchase and made it more affordable. I can pay the loan off early without a penalty. Did I mention it was easy?”

– Jennifer, Joybird customer

“Financing through Affirm was the saving grace for me to get my Gibson Custom 335 through Reverb. Having a financing option is wonderful for buying online, and Affirm through Reverb.com is fast and convenient.”

– Jarrod, Reverb customer

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More People Buy With Affirm