Payments on your terms
Buy now, pay later with flexible plans that fit your budget. And take Affirm everywhere, so you never pay hidden fees or compound interest.
Affirm is now on Apple Pay
Pay over time, online and in apps, right at checkout—all from the convenience of your iPhone or iPad. Terms apply.
Meet the Affirm Card™
Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.
It’s better in the app
Online, in stores, wherever you love to shop—pay over time and get exclusive deals like as low as 0% APR with the Affirm app.
How to use Affirm
At checkout
Look for the Affirm logo when completing your purchase, or pay with your Affirm Card.
Affirm app
Check your purchasing power and see your payment options from the palm of your hand.
The Affirm Card™
Request to pay over time for the big stuff, or just pay in full for the smaller things.
Shop at thousands of stores
We partner with the best
Get as low as 0% APR
The Home Depot
As low as 0% APR
Sam's Club
As low as 0% APR
Temu
4 bi-weekly interest-free payments
StubHub
NECTAR Sleep
As low as 0% APR
Instacart
As low as 0% APR
Chewy
As low as 0% APR
Buy 3, get 4th Free. Stock up on toys, apparel & more.
Meta
Tire Agent
As low as 0% APR
Hotels.com
Tonal
As low as 0% APR
adidas
Bergdorf Goodman
As low as 0% APR
Take the Affirm Card™ everywhere
Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.
1.4M+ App Store reviews
Check your purchasing power, get exclusive deals like as low as 0% APR, and make payments from the palm of your hand with the Affirm app.
Reviews from shoppers just like you
“I’ve been with Affirm forever. It’s a great way of getting what you want and the payment plan is affordable...Thank you, Affirm!”
Pamela D.
“Easy process, clear terms, incredible convenience.”
Clint M.
"Affirm is very flexible and amazing to use. The payment plans are simple and they make the user experience very friendly and understandable.”
Isaiah P.
“A great way to get big ticket items if you don’t have the cash all at once.”
Joseph B.
Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.
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