Shop at thousands of stores
Gift cards galore
Choose from hundreds of top brands and pay over time.
We partner with the best
How to buy with Affirm
Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.
A click away from as low as 0% APR
The choice is clear
Late fees? Hidden charges? Sneaky fine print? No thanks, we’ll leave those to the credit card companies. At Affirm, we like to keep it real—and that means no fees, no gotchas, and no regrets.