Buy now, pay later at Target

When you shop at Target with Affirm, you can expect more, pay less, and pay over time. Get your home decor, fashion, and more and pay at your own pace with no hidden fees. See footer for details.

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Target & Affirm

How to use financing with Affirm at Target

1. Shop at Target

When you’re ready to check out at Target, just select Affirm as your payment method. Enter a few pieces of information and get a real-time decision.

2. Choose how to pay at Target

Select the payment plan that works for you.

3. Make simple and easy payments

Download the Affirm app or sign in at to set up AutoPay or easily make payments for your Target purchase.

For illustrative purposes only. See footer for details.

Why it’s smarter to shop Target with Affirm

When you shop at Target with Affirm, you’ll never pay more than what you see up front. Unlike most credit cards, we charge simple interest, not compound interest. Plus, there are no late fees, hidden fees, or just because fees.