Watch your savings grow

Open an Affirm Savings account. With a high annual percentage yield, you’ll be making money in your sleep. Best of all, it’s totally free.

Open a savings account

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We’re well worth the switch

Super simple

Created to make saving easy—from opening your account to transferring money, and everything in between. Now available online or in our app.

3.75% APY

Our high-yield savings account has one of the best rates around—which means your money earns more money. See details below.

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No minimum. No fees.

Get started with just one penny. Plus, we never charge fees—because we believe you should keep your money.

Open your savings account

See how our annual percentage yield (APY) compares to the National Deposit Rates. This APY is effective as of 02/21/2023 and may change at any time before or after account opening. Affirm savings accounts are held with Cross River Bank, Member FDIC. No minimum balance is required to open an account or receive the advertised APY.

Have questions? We’re here to help!

Does my savings account earn interest? How is the interest calculated?

Is my savings account FDIC-insured?

Will my APY ever change?

Need more info?

We’ve got you covered.

Visit our Help Center

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. Debit+ Banking Services are provided by Evolve Bank & Trust, Member FDIC, issuer of the Affirm Debit+ Visa® Debit Card pursuant to a license from Visa U.S.A. Inc. Debit+ is not available to residents of U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.