Take your money further
Level up your banking with the Affirm Money Account—featuring a high APY, your very own Affirm Card, and more. Plus, it’s free to open and there are no maintenance or overdraft fees. Application and approval are subject to eligibility.
Debit with a flex
Bring the power of Affirm to your wallet
The Affirm Card™ is an everyday debit card. Use it to pay in full or request to pay over time in the app. See footer for details.
Grow your money with 3.85% APY
Your high-yield spending account is here
Enjoy a high Annual Percentage Yield that helps you earn faster. You’ll get the benefits of a savings account with the flexibility of a checking account. See below for details.
Say goodbye to banking fees
Affirm won’t charge you fees, period
That means no card, account, or overdraft fees, and no required minimum balance to keep your account open.
See how our Annual Percentage Yield (APY) compares to the National Deposit Rates. This APY is effective as of 09/23/2024 and may change at any time before or after account opening. No minimum balance is required to open an account or receive the advertised APY.
Get paid early
Access your money up to 2 days early with direct deposit.
Super simple
Created to make growing your money easy—from opening your account to transferring money, and everything in between.
Safe and secure
Your funds are insured up to $250,000 through our partner, Cross River Bank, Member FDIC.
Early access to direct deposit funds depend on the timing of the payment file from the payer and is not guaranteed. Affirm is not a bank. The Affirm Money Account is held by Cross River Bank (CRB), Member FDIC, and is insured up to the federal limit of $250,000. The federal limit applies to all money held by you at CRB, and FDIC insurance will only cover the failure of CRB.
Have questions? We’re here to help!
Take the Affirm Card™ everywhere
Make the most of the Affirm Card with the Affirm Money Account. Once it’s open and funded, you can pay in full anywhere Visa is accepted in the US. Or request to pay over time in the app.
