Affirm savings account

Discover why we're a better way to save...

Super simple

Our app is designed to make opening your account the easiest thing you’ll do today.

0.65% APY

Reach your goals because your money earns more—13x the national average. See below for details.

No minimum. No fees.

You can save any amount. And you’ll never pay a single fee, seriously. Plus, your money is FDIC-insured up to $250,000.

Download the Affirm app

See how our annual percentage yield (APY) compares to the national rate as of 12/15/2020. This APY is effective as of 12/15/2020 and may change at any time before or after account opening. Affirm savings accounts are held with Cross River Bank, Member FDIC. No minimum balance is required to open an account or receive the advertised APY. Savings account is limited to six ACH withdrawals per month.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. Affirm savings accounts are held with Cross River Bank, Member FDIC. Savings account is limited to six ACH withdrawals per month. Affirm Plus financing is provided by Celtic Bank, Member FDIC. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.