Grow your savings with a better APY

The Affirm Savings account was designed to help you save smarter. It’s totally free, there’s no minimum deposit, and you’ll get a high annual percentage yield for every penny you add.

Start saving

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Discover why we’re a better way to save…

Super simple

Created to make saving easy—from opening your account to transferring money, and everything in between.

0.65% APY

Our high-yield savings account has one of the best rates around. Which means your money earns more—13x the national average. See details below.

No minimum. No fees.

Get started with just one penny. Plus, we never charge fees—because we believe you should keep your money.

Open your savings account

Have questions? We’re here to help!

Does my savings account earn interest? How is the interest calculated?

Is my savings account FDIC-insured?

Will my APY ever change?

Need more info?

We’ve got you covered.

Visit our Help Center

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

See how our annual percentage yield (APY) compares to the national rate as of 12/15/2020. This APY is effective as of 12/15/2020 and may change at any time before or after account opening. Affirm savings accounts are held with Cross River Bank, Member FDIC. No minimum balance is required to open an account or receive the advertised APY. Savings account is limited to six ACH withdrawals per month.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. Affirm savings accounts are held with Cross River Bank, Member FDIC. Savings account is limited to six ACH withdrawals per month. Affirm Plus financing is provided by Celtic Bank, Member FDIC. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.