Grow your savings with a better APY

The Affirm Savings account was designed to help you save smarter. It’s totally free, there’s no minimum deposit, and you’ll get a high annual percentage yield for every penny you add.

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Discover why we’re a better way to save…

Super simple

Created to make saving easy—from opening your account to transferring money, and everything in between. Now available online or in our app.

0.65% APY

Our high-yield savings account has one of the best rates around. Which means your money earns more—13x the national average. See details below.

No minimum. No fees.

Get started with just one penny. Plus, we never charge fees—because we believe you should keep your money.

Have questions? We’re here to help!

Does my savings account earn interest? How is the interest calculated?
Is my savings account FDIC-insured?
Will my APY ever change?

Need more info?

We’ve got you covered.

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

Rates are between 0–30% APR, and a down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees.