A better way to pay

Affirm gives shoppers the flexibility to buy today and pay over time, with no late fees and no surprises.

Start shoppingFor businesses - Sell with Affirm
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Buying with Affirm is easy

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Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

The Affirm app

More transparent than your credit card

Simple interest and no fees

We charge simple interest, not compound interest. And we don’t charge fees of any kind—not even late fees. So you’ll never pay more than you expect.

This eligibility check won't affect your credit score.
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