Buy now, pay later for your business—but smarter
Affirm gives your customers a smarter way to pay over time, with no fees or surprises. With Affirm, you can offer flexible payment plans to expand your customer base and increase average order value and we’ll be here to help along the way.
Don’t just take our word for it
The Affirm advantage
AOVAs reported by businesses
Enable upgrades, bundling, and add-ons.
Repeat purchase rate
Give your customers even more reason to come back again and again.
Shoppers
Acquire high-LTV customers from Affirm’s premium network.
Fast-track your revenue goals with a tailored program
Capture every possible sale when you show your customers the right offer, at the right time, in the right place. Purchases from $50–$17,500+ come with a range of term length options and full omnichannel solutions across e-commerce, stores, and telesales.
Accelerate customer acquisition
When you tap into our premium network of 12.7M+ shoppers, you can open your business up to discovery by high-intent shoppers through our app, website, email marketing, social channels, and more.
Keep your customers coming back
Offering the convenience of Affirm’s flexible payments gives your business an edge, increasing customer satisfaction and retention. Our partners see a 20% annual repeat purchase rate.
Adaptive Checkout™
With Adaptive Checkout, you can offer the most flexible and relevant payment options in one view for a seamless customer experience. Allow customers to choose from 4 interest-free payments every 2 weeks, longer installments up to 36 months, or both.
Longer terms
Make big-ticket purchases more budget-friendly.
0% APR
Offer it always or for a limited time.
Prequalification
Show customers their purchasing power early on.
Omnichannel
Offer flexible payments everywhere your customers shop.
A simple integration. A better way to pay.
No matter what platform your business runs on, getting started with Affirm is easy—and we're here to help.
How it works
Customize your solution
Choose what works best for your business, whether it’s monthly payments tailored with longer terms and the option of 0% APR, or Pay in 4 on a fixed, interest-free schedule.
Minimize your risk
We help take on risk, from costly chargebacks to fraud.
Enjoy seamless transactions
We pay you up front—within 1–3 business days of purchase.
Getting started is easy
From sign-up to launch, integration with Affirm is simple—and we’re here to help.
First in customer satisfaction
Our industry-leading +78 NPS (as of Dec 2019 – Jun 2020) comes from our commitment to putting customers first. From no late fees to flexible payment plans to complete transparency, our goal is to give your customers a convenient way to say yes to the things they love—without giving up financial peace of mind.
Trusted by industry leaders
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Sustainable results with your customers at the center
Shoppers buy from brands they trust. We’re dedicated to helping you strengthen your relationships with your customers through our sustainable business model, commitment to transparency, and best-in-class user experience—from browsing to checkout to repayment. We’re here to deliver results for you—and your customers—now and for years to come.
