Affirm Card

Flexible payment plans

Discover interest-free options and longer plans in the app.

Take it with you everywhere

Get a free physical card to use in stores. With both a physical and virtual card, you can pay anywhere Visa is accepted in the U.S.

No credit impact to apply

See how much you can spend without dinging your credit score.

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No card fees

We don’t charge hidden fees or annual fees.

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So, how does it work?

Plan to pay over time

Planning a big purchase? Request a payment plan in the Affirm app before checkout. You’ll know how much you can spend ahead of time—and checking your purchasing power won’t impact your credit score.

Link a bank account

You can use an Affirm Money™ Account or link your external bank account to unlock all the Affirm Card features.

Pay In Full

Making an everyday purchase? Use your card for that, too. Just make sure to link an account.

Split after checkout

After you’ve paid for an eligible purchase of $50+ with your Affirm Card, you’ll have 24 hours to request a payment plan after checkout.

Questions? We're here to help