Discover why we're a better way to save...

Super simple

Our app is designed to make opening your account the easiest thing you’ll do today.

1.30% APY

Reach your goals because your money earns more—21x the national average more. See below for details.

No minimum. No fees.

You can save any amount. And you’ll never pay a single fee, seriously. Plus, your money is FDIC-insured up to $250,000.

Download the Affirm app

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See how our annual percentage yield (APY) compares to the national rate as of 5/25/2020. This APY is effective as of 5/25/2020 and may change at any time before or after account opening. Affirm savings accounts are held with Cross River Bank, Member FDIC. No minimum balance is required to open an account or receive the advertised APY. Savings account is limited to six ACH transfers per month.