What you see is what you pay

When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.

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How to buy with Affirm

Step 1

Fill your cart

Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.

image of payment option at checkout with affirm- purple background

Step 2

Choose how to pay

Select the payment schedule that works for you, then confirm your loan. We’ll never charge more than you see up front.

Step 3

Make easy monthly payments

Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders so you never miss a payment.

Just choose Affirm at checkout

Walmart.com

Peloton E-commerce

Amazon

Browse today's deals!

Expedia Hotels & Vacation Packages

Flight + Hotel Packages under $499 per person.

Pottery Barn

As low as 0% APR

The RealReal

As low as 0% APR

Authenticated Luxury Resale

Sony Electronics Inc.

As low as 0% APR

As Low As 0% APR

Target

Up to 50% off Select Toys.

Overstock.com

As low as 0% APR

Up to 70% off 1000s of items

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.