Simple financing that fits your life

Financing when and how you want it

Credit cards don’t always fit the bill, so Affirm offers clear and flexible financing options. We’ve eliminated complex fees and the other frustrations of typical consumer credit. Affirm is also the safest way to buy: since we don’t use traditional credit card numbers, there’s nothing to steal.

  • Easy Checkout

    You deserve a wonderful experience. Our commitment is making all of our terms absolutely clear. We stay in touch, and remind you of any important due dates.

  • Split Pay

    Don’t want to pay off that couch all at once? Need a new laptop? Use Affirm to get it now and pay with simple monthly payments.

How does it work?

Affirm is faster and easier than using a credit card

  1. Enter your basic details

    Select Affirm while checking out at a participating online store, and enter a few details like your mobile number and birthday.

  2. Get approved instantly

    We verify your identity in seconds, and send a text message to your mobile phone to confirm your purchase.

  3. We’ll stay in touch

    Your order is sent to the store. We'll send you a purchase confirmation and remind you before your payment is due.

Enter your basic details Get approved instantly We’ll stay in touch

We're simply on your side

We set out to make an incredible financing experience that people will love. Our technology is sophisticated, but our commitment to our customers is clear.

We're good communicators

We notify you of any payments coming up. Gone are the days of late fees. Problem with payment? Just give us a call.

Knowledge is power

See all purchases, upcoming payments, and account activity in one place on any device.

Flexible Repayment

Pay us back however you’d like — debit and credit cards, bank transfer, or check. Prefer another way? Let us know

  • American Express
  • Discover
  • Visa
  • MasterCard

The most secure way to pay online

The internet can be a scary place to enter a credit card number. Affirm connects directly to online stores, so we don’t need your credit card information. When there’s no number to steal, you’re totally safe.

We notify you via text message each time you make a purchase. This extra security eliminates unauthorized use of your account.

Real people, real support

We have real people here in San Francisco at Affirm HQ, ready to answer your questions and help out however we can. Need Help? Visit FAQs

  • Jessie
  • Jeev
  • Sarah
  • Alexis

Keep in touch

Affirm is coming soon to your favorite merchants. Email us to stay updated on our latest news.