Simple financing that fits your life
Financing when and how you want it
Credit cards don’t always fit the bill, so Affirm offers clear and flexible financing options. We’ve eliminated complex fees and the other frustrations of typical consumer credit. Affirm is also the safest way to buy: since we don’t use traditional credit card numbers, there’s nothing to steal.
You deserve a wonderful experience. Our commitment is making all of our terms absolutely clear. We stay in touch, and remind you of any important due dates.
Don’t want to pay off that couch all at once? Need a new laptop? Use Affirm to get it now and pay with simple monthly payments.
How does it work?
Affirm is faster and easier than using a credit card
Enter your basic details
Select Affirm while checking out at a participating online store, and enter a few details like your mobile number and birthday.
Get approved instantly
We verify your identity in seconds, and send a text message to your mobile phone to confirm your purchase.
We’ll stay in touch
Your order is sent to the store. We'll send you a purchase confirmation and remind you before your payment is due.
We're simply on your side
We set out to make an incredible financing experience that people will love. Our technology is sophisticated, but our commitment to our customers is clear.
We're good communicators
We notify you of any payments coming up. Gone are the days of late fees. Problem with payment? Just give us a call.
Knowledge is power
See all purchases, upcoming payments, and account activity in one place on any device.
Pay us back however you’d like — debit and credit cards, bank transfer, or check. Prefer another way? Let us know
- American Express
The most secure way to pay online
The internet can be a scary place to enter a credit card number. Affirm connects directly to online stores, so we don’t need your credit card information. When there’s no number to steal, you’re totally safe.
We notify you via text message each time you make a purchase. This extra security eliminates unauthorized use of your account.
Real people, real support
We have real people here in San Francisco at Affirm HQ, ready to answer your questions and help out however we can. Need Help? Visit FAQs
Keep in touch
Affirm is coming soon to your favorite merchants. Email us to stay updated on our latest news. firstname.lastname@example.org