<?xml version="1.0" encoding="UTF-8"?>
  <sitemapindex xmlns="https://www.sitemaps.org/schemas/sitemap/0.9">
    
    <sitemap>
      <loc>https://www.affirm.com/sitemap.xml</loc>
      <lastmod>2026-11-05T05:23:18.068Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/en-ca/sitemap.xml</loc>
      <lastmod>2026-11-05T05:23:18.069Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/fr-ca/sitemap.xml</loc>
      <lastmod>2026-11-05T05:23:18.071Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/en-au/sitemap.xml</loc>
      <lastmod>2026-11-05T05:23:18.072Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/en-gb/sitemap.xml</loc>
      <lastmod>2026-11-05T05:23:18.074Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/sitemap-external.xml</loc>
      <lastmod>2026-11-05T05:23:18.077Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/sitemap-partners.xml</loc>
      <lastmod>2026-11-05T05:23:18.080Z</lastmod>
    </sitemap>
  
  </sitemapindex>