<?xml version="1.0" encoding="UTF-8"?>
  <sitemapindex xmlns="https://www.sitemaps.org/schemas/sitemap/0.9">
    
    <sitemap>
      <loc>https://www.affirm.com/sitemap.xml</loc>
      <lastmod>2026-11-05T22:32:41.018Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/en-ca/sitemap.xml</loc>
      <lastmod>2026-11-05T22:32:41.019Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/fr-ca/sitemap.xml</loc>
      <lastmod>2026-11-05T22:32:41.020Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/en-au/sitemap.xml</loc>
      <lastmod>2026-11-05T22:32:41.021Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/en-gb/sitemap.xml</loc>
      <lastmod>2026-11-05T22:32:41.021Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/sitemap-external.xml</loc>
      <lastmod>2026-11-05T22:32:41.022Z</lastmod>
    </sitemap>
  
    <sitemap>
      <loc>https://www.affirm.com/sitemap-partners.xml</loc>
      <lastmod>2026-11-05T22:32:41.023Z</lastmod>
    </sitemap>
  
  </sitemapindex>