How Affirm collects your information.
Information You Give Affirm. If you open an account or use the Affirm Service, we may collect the following types of information:
- Personal information your name, address, phone, email, third-party application IDs, and other similar information.
- Financial information bank account numbers and/or credit card numbers that you link to your Affirm account or give us when you use the Services.
Before permitting you to use the Services, we may require you to provide additional information, including but not limited to your date of birth, social security number and other personal information. We may use this information to verify your identity, verify your address, or manage risk.
Information Affirm Learns From Your Use. When you visit the Affirm website or use the Services, we may collect information sent to us by your computer, mobile phone or any other device. This information may include your IP address, device information including but not limited to identifier, name and type, operating system, location, mobile network information and standard web log information, such as your browser type, traffic to and from our site, the pages you accessed on our website, and any other available information. We may also collect information about your use and interaction with our website, application or the Services. For example, we may evaluate your computer, mobile phone or other access device to identify any malicious software or activity that may affect the availability of the Services.
When you use the Services, we may also store information based on your usage history. This includes, but is not limited to, details of your purchases, content you viewed, event information, click stream information, and cookies that may uniquely identify your browser or your account.
We may also collect information about you from any contact you have with any of our services or employees, such as, with our customer support team, in surveys, or though interactions with our affiliates.
How Affirm protects your information.
Safety Policies. Affirm stores and processes your information maintaining physical, electronic and procedural safeguards. We maintain physical security measures to guard against unauthorized access to systems and use safeguards such as firewalls and data encryption. We enforce physical access controls to our buildings, and we authorize access to personal information only for those employees who require it to fulfill the responsibilities of their jobs.
How Affirm uses your information.
To Improve Our Service. Affirm uses information to perform and improve our services, contact you, conduct research, and provide anonymous reporting for clients. For example, we may use information to provide customer service and support, process transactions, resolve disputes, collect payments, prevent illegal activities, customize the Services, reduce risk to all parties involved in our transactions, and verify the accuracy of information.
To Serve Relevant Marketing to You. We may use information to deliver targeted marketing, service update notices, and promotional offers based on your communication preferences. We may combine your information with information we collect from other companies and use it to improve and personalize the Services, content, and advertising.
How Affirm does NOT use your information.
Selling Information to Third Parties. We don't sell or rent your personal information to third parties.
When Affirm shares your information.
When Required By Law. We will share your information with any party when required by law or by a government request to do so or to combat fraud or criminal activity.
What are your options?
Notifications. If you no longer wish to receive notifications via our application, you can adjust your preferences accordingly. You may be able to change your notification preferences by accessing your account on the Website. Affirm reserves the right to close your account should you opt of the crucial notices that are required to perform the Affirm Service. You may not opt out of receiving notifications about due or past due amounts that you owe Affirm or any other collections efforts.
SMS Messaging. You can opt out of receiving SMS messages by texting STOP to the number we send from for that particular service. Alternatively, you may be able to indicate your preference by logging into your account and adjusting your preferences or by following the directions provided with the communication. Again, Affirm reserves the right to close your account should you opt of the crucial notices that are required to perform the Affirm Service. You may not opt out of receiving notifications about due or past due amounts that you owe Affirm or any other collections efforts.
Contact Affirm. If you have questions or concerns regarding this policy, you should contact us at: firstname.lastname@example.org.