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Finance Your Hackbright Academy Program
With Monthly Payments

Hackbright and Affirm have teamed up to offer you the opportunity to apply for a student loan with easy monthly payments for up to 12 months.

Get started

Pay over 3, 6, or 12 months

We are committed to clear, upfront pricing. We charge between 10-30% APR based on your creditworthiness, with no hidden charges or fees.

  1. Complete your application and get a real-time credit decision
  2. Affirm will directly pay your tuition to Hackbright Academy
  3. You pay back Affirm over time in easy monthly payments

Apply in minutes. Hear back in real time.

Say goodbye to lengthy forms and long approval processes.

Frequently Asked Questions

  • What is Affirm?

    Affirm is the financial company for everyday people. Our mission is simple. Deliver honest financial products to improve lives. We strive to deliver affordable financing that is more flexible and transparent. Affirm loans are made by Cross River Bank and serviced through Affirm.

  • How does Affirm work?

    Complete your Affirm loan application with some basic information. You will receive a real-time credit decision. If you are approved and accept the loan, Hackbright Academy will receive the funds directly and you will repay Affirm according to your final loan terms. It’s that easy.

  • What are the terms of my loan?

    You can choose Affirm education loans with terms of 3, 6, or 12 months. Your first payment will be due in 1 month and you'll have 3, 6, or 12 monthly payments after that. Annual Percentage Rates range from 10%-30%.

  • What fees are charged?

    Affirm loans include only a single finance charge that’s incorporated into your monthly payments. We will always clearly state the cost of the finance charge in terms of real dollars ($) and an Annual Percentage Rate (APR) of interest. You will never be charged any compounding interest and there are no hidden fees of any sort. We strive to always provide transparent and fair financing.

  • How do I pay my monthly bills?

    You can pay your Affirm bills by debit card or ACH transfer online at We'll send you a reminder by email and text message before any bill is due.

  • What is your cancellation and refund policy?

    Cancellations and refunds are governed by Hackbright Academy's cancellation and refund policy.

  • When does my loan begin?

    Your first payment will be due one month after your loan is processed. To view the status of your Affirm loan(s), please visit your Affirm account at

  • Can I pay off my loan early?

    If you pay off your entire loan before the final due date, you will pay interest only for the period that you borrowed the money. Affirm rebates any unearned interest for the remaining loan period. This rebate will be reflected in your final pay-off amount. For example, if you pay off your entire loan 3 months early, then your final payment will be adjusted lower to rebate interest that would have been charged in the final 3 months.

  • What information is required to apply?

    To apply for financing we require your name, mobile phone number, email, birthdate, last 4 digits of your social security number, and a LinkedIn account to help verify your identity.

  • Does Affirm perform a credit check?

    Affirm performs a ‘soft’ credit check to verify your identity and quote your available loan rate. This ‘soft’ credit check will not affect your credit score.

Still have questions?

We are always here to answer any concern you may have.

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