How it works
your credit card
Your mobile number and basic information is all you need to check out with Pay Later. No credit card, no password, no hassle.
Pay us back
in 45 days
We believe in complete transparency. Just pay your bill on time and you'll pay no interest and no fees. If you're late, there's a simple $5 late fee.
to pay your bill
When it's time to pay your bill, we offer many easy options like: bank transfer, check, debit or credit card.
Pay Later with Affirm is the best way to pay when you shop on the internet. It's simple, secure and gives you the flexibility to pay in up to 45 days.