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Pay at your own pace

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.

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Just choose Affirm at checkout

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Peloton E-commerce
As low as 0% APR
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Amazon
As low as 0% APR
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Expedia Hotels & Vacation Packages
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Pottery Barn
The RealReal background
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The RealReal
As low as 0% APR
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Neiman Marcus
As low as 0% APR
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Target
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Lowe's

How to buy with Affirm

Step 1
Step 2
Step 3

Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

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As low as 0% APR

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Simply Mac
As low as 0% APR
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Room & Board
As low as 0% APR
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Casper
As low as 0% APR
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Figs
As low as 0% APR
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GOAT
As low as 0% APR
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Dyson
As low as 0% APR
Joybird background
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Joybird
As low as 0% APR
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adidas
As low as 0% APR
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Delta Vacations
Saks Fifth Avenue background
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Saks Fifth Avenue
Reverb background
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Reverb
Mirror background
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Mirror
Expedia Hotels & Vacation Packages background
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Expedia Hotels & Vacation Packages
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Molekule
As low as 0% APR
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ThredUP
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Nike
As low as 0% APR

The choice is clear

Late fees? Hidden charges? Sneaky fine print? No thanks, we’ll leave those to the credit card companies. At Affirm, we like to keep it real—and that means no fees, no gotchas, and no regrets.

This eligibility check won't affect your credit score.
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Best Buy
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StockX
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DJI
The RealReal background
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The RealReal
As low as 0% APR
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Lull
As low as 0% APR
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Tradesy
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iBUYPOWER
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Theragun
As low as 0% APR