Pay at your own pace
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.
Get early access to Debit+
Use the Affirm Debit+™ card for everyday shopping. Or choose to split eligible purchases at 0% APR in the Debit+ app. Join the waitlist to save your spot in line.
Just choose Affirm at checkout
How to buy with Affirm
Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.
As low as 0% APR
The choice is clear
Late fees? Hidden charges? Sneaky fine print? No thanks, we’ll leave those to the credit card companies. At Affirm, we like to keep it real—and that means no fees, no gotchas, and no regrets.